The US P&C industry’s net underwriting gain nearly tripled in the first half of 2026, up from $11.6 billion in the first half of 2025, according to Verisk and the AAPCIA.

Rising exposure, demand surge and climate shifts are pushing the global insured average annual loss from natural catastrophes to $171 billion, according to Verisk.

Abundant capital pushed reinsurance and insurance-linked securities pricing lower at mid-year renewals, according to AM Best.

Construction spending topped $2.17 trillion in April 2026 amid labor shortages, rising claim severity and a bifurcated insurance market, according to Gallagher.

The line has outperformed the broader property & casualty industry by more than 20 percentage points annually over the past four years, according to AM Best.

Premiums fell for every account size in the second quarter of 2026, the first time that has happened in 34 quarters, according to The Council of Insurance Agents & Brokers.

Average premium renewal rates fell quarter over quarter for every major commercial line except workers’ compensation, according to the Ivans Index.

Fire drives the majority of insured data center losses even as natural catastrophe exposure, lithium-ion battery risk and construction complexity reshape the sector’s risk profile, according to Allianz Commercial.

Homeowners’ associations account for a third of the U.S. housing market and continue to grow. With that growth comes a complex mix of exposures, from pool safety to armed security contracts, that demand thoughtful underwriting and risk management support.

Industry growth continues but labor shortages and spiking materials costs persist.

The Baldwin Group’s Q2 Market Pulse ties the property downturn to falling reinsurance costs and a quiet hurricane outlook, even as litigation and tariffs keep casualty severity high.

With up to $15 billion in capacity available, Willis says the real challenge is knowing how much coverage data infrastructure actually needs.

Neglected maintenance is one of the largest and most overlooked challenges in the insurance and property sectors, with a strong correlation to eventual insurance claims.

Global insured natural catastrophe losses totaled at least $46 billion in the first half of 2026, 28% below the 10-year average, Gallagher Re reports.

Aging poles and overland lines pose billion-dollar liability and business interruption risks that often fall hardest on companies that do not own the failing infrastructure, according to Allianz Commercial.

Abundant capacity and disciplined underwriting are giving buyers greater leverage over pricing and structure, though risk differentiation increasingly determines outcomes, according to Risk Placement Services.

Average premium growth slowed to just 0.2% in the first half of 2026, signaling an end to the hard market, according to Alera Group.

The property & casualty market is actively adopting AI as a decision-making force multiplier that surfaces critical insights from massive volumes of unstructured data, allowing claims professionals to reduce leakage and focus their expertise on high-value strategy and resolution.

The rapid expansion of data center construction is reshaping how insurers evaluate complex construction, property and infrastructure risks.

Asset managers and insurance focus on single-asset risk scores while missing the hidden dependencies between buildings, infrastructure networks, and communities.