Asset managers and insurance focus on single-asset risk scores while missing the hidden dependencies between buildings, infrastructure networks, and communities.
Global reinsurer capital climbed to an all-time high at the start of 2026, driving double-digit price reductions and improved terms for insurance buyers at mid-year renewals, according to Aon.
Claim assignments dropped nearly 9% year-over-year in Q1, but maturing severity figures could push average losses toward record territory, according to Verisk Property and Restoration Solutions.
Abundant capacity and intensifying competition are driving premium reductions, but underwriters are increasingly rewarding risk quality, according to WTW.
Average roof age varies by nearly a decade across U.S. states, and chronic climate conditions — not just catastrophic events — are driving accelerated replacement cycles, Nearmap reports.
U.S. commercial insurance pricing has softened significantly from recent highs, with aggregate price increases falling to 2.5% in the first quarter of 2026, according to WTW.
The expansion of AI-driven data centers is generating insurance demand that stretches beyond what the traditional P&C industry has previously experienced, AM Best says.
Uninsured residential flood losses could range from $375 billion to more than $1 trillion depending on event severity, with protection gaps of about 65% or higher: Moody’s Ratings.
Despite predictions of reduced storm activity in 2026, Allianz Commercial warns that a below-average forecast has rarely guaranteed a below-average loss year.
Soaring project values, catastrophe losses, and nuclear verdicts are reshaping coverage terms across property, casualty, and surety lines for the construction sector, according to Aon.
The U.S. property and casualty industry recorded an unprecedented net underwriting gain of $22.10 billion in the first quarter of 2026, according to S&P Global Market Intelligence.
A new report from Zurich North America outlines six critical risk areas facing data center construction and operations as the sector races to meet AI-driven demand.
Operational incidents — not natural catastrophes — account for roughly three-quarters of total mining losses, with recovery ratios averaging just 50%, according to Marsh.
Wildfires and severe convective storms accounted for 99.9% of North America’s $90 billion in natural catastrophe insured losses, according to Swiss Re data.
In this fictive scenario, a thriving boutique owner’s dream goes up in flames when a hidden electrical hazard and an overlooked insurance gap combine to deliver a devastating financial loss.
Geoeconomic confrontation, cyberattacks, extreme weather and aging systems are amplifying risks across essential infrastructure networks, according to a Gallagher report.