After nearly a decade of instability, Florida’s homeowners’ insurance market is showing signs of recovery. Here’s what carriers in other states can learn from the turnaround.

The Importance of Weighing Cost, Policy Obligations, and the Quality and Effectiveness of the Defense.

Middle market companies often lack dedicated risk managers, leaving coverage gaps and underappreciated exposures. Here’s how a strategic carrier partnership can close those gaps.

Return-to-work programs have long been recognized as a cornerstone of an effective workers’ compensation strategy. New data from Kinetic Insurance indicates that properly managed return to work programs can cut accommodated claims costs by as much as 60% in some sectors of the economy.

The small habits that keep a network PPO healthy. Prompt payment, real human access, transparent data, and fewer administrative battles.

As cyber threats grow more sophisticated and potent, businesses need a culture of preparedness, strong employee awareness, and the right insurance partner to weather an incident.

Insurance fraud carries a human cost, making early detection and prevention critical to protecting employees, supporting recovery and reducing harm.

A.I. adoption is accelerating productivity and innovation, but organizations must strengthen governance, cybersecurity and employee education to manage evolving A.I.-driven risks and build long-term resilience.

Tariffs, shifting trade routes, and supply chain disruptions are adding more complexity to managing risk for life sciences companies. That’s on top of existing operational, technology and intellectual property concerns. Here’s how insurers are helping clients adapt.

As economic pressures and emerging risks reshape the insurance landscape, the ability to maintain productive partnerships between brokers and carriers is now more critical than ever.

Liberty Mutual’s Amy Gross discusses how AI, data analytics, drones, and connected technologies are helping construction firms identify risks earlier, improve safety and claims outcomes, and make better-informed decisions — while creating new demands around cybersecurity, privacy and human oversight.

With significant capital available and activity becoming increasingly selective, brokers and carriers are making tactical moves to better serve private equity sponsors and their portfolios.

Magnetic resonance imaging (MRI) use is on the upswing. The real opportunity for payers and employers isn’t just about managing the cost of a scan. It’s about how quickly imaging can drive better decisions and faster recovery for injured workers.

As the captive insurance industry continues to expand, and innovate with novel coverages, actuaries need to exercise disciplined pricing and clear communication for meaningful partnerships with captive owners.

Physician dispensing has become a persistent cost and safety challenge in workers’ compensation. Here’s how the industry and policymakers can work together to address it.

As flood losses spread beyond high-risk zones, insurers are exploring ways to expand coverage where needed.

AI-powered ambient scribe technology is transforming how physicians document patient encounters, but adoption is outpacing regulation. Here’s what healthcare organizations should consider in order to reduce liability exposure.

Artificial intelligence has dramatically lowered the barrier to entry for cybercrime, forcing organizations to rethink how they prepare for, respond to and recover from attacks.

While claim frequency has declined, the information load facing claims professionals has grown dramatically. Here’s how organizations can simplify claims management without sacrificing outcomes.

Munich Re is helping strengthen long-term insurance resilience by combining proactive loss prevention, advanced risk intelligence, resilient building practices, and cross-sector partnerships to reduce losses before disasters occur and support more sustainable insurance markets.