Risks and opportunities abound in the financial lines insurance space as threats grow more complex and new capacity enters the market. While rate increases in some lines have slowed, brokers and insurers are keeping a close watch on claims trends as courts reopen following the pandemic lull.
As the digital age surges forward, partnering with a carrier that embraces disruption rather than clings to the status quo will give brokers and agents the edge in their ability to deliver valuable insurance solutions to clients.
All too often, an injured employee’s absence from work is prolonged by unnecessary surgery, unexpected complications or delayed therapy post-surgery. However, when executed effectively, workers’ compensation health care value strategies assure that the referral process is smooth and outcomes are optimal. This makes it a win-win for workers, their employers and claim adjusters.