As the captive insurance industry continues to expand, and innovate with novel coverages, actuaries need to exercise disciplined pricing and clear communication for meaningful partnerships with captive owners.

Physician dispensing has become a persistent cost and safety challenge in workers’ compensation. Here’s how the industry and policymakers can work together to address it.

As flood losses spread beyond high-risk zones, insurers are exploring ways to expand coverage where needed.

AI-powered ambient scribe technology is transforming how physicians document patient encounters, but adoption is outpacing regulation. Here’s what healthcare organizations should consider in order to reduce liability exposure.

Artificial intelligence has dramatically lowered the barrier to entry for cybercrime, forcing organizations to rethink how they prepare for, respond to and recover from attacks.

While claim frequency has declined, the information load facing claims professionals has grown dramatically. Here’s how organizations can simplify claims management without sacrificing outcomes.

Munich Re is helping strengthen long-term insurance resilience by combining proactive loss prevention, advanced risk intelligence, resilient building practices, and cross-sector partnerships to reduce losses before disasters occur and support more sustainable insurance markets.

In workers’ compensation, durable medical equipment is often treated as a downstream logistical task. But by shifting engagement upstream — starting at surgery approval — claims organizations can unlock better recovery experiences, smoother transitions, and more efficient claim outcomes.

Claims leaders see what AI can do: faster decisions, better outcomes for injured workers, new leverage for adjusters. What they’re discovering is that capability means nothing if employees don’t trust it. Adoption succeeds or fails with each action in the gap between the promise of success and fear of the unknown.

As comorbid conditions, behavioral health challenges, and social barriers increasingly influence recovery outcomes, the workers’ compensation industry is rethinking how it cares for injured workers.

Mental health remains one of the most overlooked yet influential factors in managing workers’ compensation claims. Addressing psychosocial risks early has the potential to reduce claim duration and costs.

Equipment breakdowns rarely stop at the equipment. Travelers VP and Boiler & Machinery Practice Leader, Peter Schulz, weighs in on how to choose a carrier that can help a business anticipate and manage the broader operational and financial risks.

How Structured Casualty Helps Build Long-Term Stability.

Homeowners’ associations account for a third of the U.S. housing market and continue to grow. With that growth comes a complex mix of exposures, from pool safety to armed security contracts, that demand thoughtful underwriting and risk management support.

From analyzing claims using AI to industry-leading education, Munich Re Specialty’s loss control team is helping underwriters make smarter decisions while preventing losses before they happen.

As equipment breakdown risks become more complex and interconnected, carriers need reinsurance partners that deliver engineering expertise, technical insight and long-term strategic support — not just capacity.

As health care workers face longer hours, expanded responsibilities, and an aging workforce, executives are confronting a unique set of risks and looking for strategies to keep pace.

As product liability risks grow more complex, self-insured retentions (SIRs) can help qualified organizations reduce costs, expand insurance capacity and strengthen claims control.

Geopolitical shocks, federal policy whiplash and surging demand from data centers are accelerating exposures for directors and officers in the energy sector. Choosing the right risk transfer partner should be top of mind for many.

As actuaries develop more sophisticated tools to evaluate risk, legislators are increasingly focused on what constitutes fair insurance pricing. Here’s how the industry is working to find common ground.