Think about what it means if an organization converts to a microservice architecture monitored by a cybersecurity rater. A person knocking on the cyber wall door will trigger risk management responses.
For schools of every level or subject across the entire globe, the academic fall semester will have hiccups. Starting the school year with good risk management will minimize the need for damage control in the long run.
Some SMEs appreciate the need for and long-term benefits of having comprehensive insurance coverage, while others are happy enough if their insurance appears to meet the needs of the contract in front of them.