Cheaper cyber insurance is flooding the market, but escalating risks are quietly testing its limit.

AI in claims is no longer about insight alone — it’s about embedding intelligence into everyday workflows to drive faster decisions, stronger outcomes, and more human-centered care.

Companies face a growing array of unexpected risks triggered by volatile geopolitics — including war and its attendant supply chain shocks, tariffs, and cyberterrorism.

As AI reshapes the claims landscape, one executive explains how data-driven tools are enhancing — not replacing — the judgment and empathy that define exceptional claims handling.

Underreported silica-related symptoms quietly put workers at risk of serious, lasting harm.

There’s a lot of AI-hype. Where are the results?

Delaying adoption creates real competitive risk, widening gaps in severity management, settlement outcomes, expense control, workforce productivity, and market credibility. AI maturity is increasingly separating leaders from followers.

TRIP provides a critical federal backstop, but standalone terrorism insurance delivers the certainty, scope, and continuity needed to fully protect against today’s evolving terrorism and political violence risks.

The planet is getting warmer, and companies would do well to do a better job of protecting their workers from extreme heat.

Community pools make sense as a way to address the insurance coverage gap in residential and commercial structures.

There is ample communications science scholarship available to give guidance to insurance companies on how best to manage claims negotiations.

The rapid and massive expansion of digital infrastructure demands an evolved approach to risk management.

The mental health crisis that gained attention during the COVID-19 pandemic hasn’t subsided, and its effects are being felt in the workplace across a multitude of industries.

If direct physical therapy improves return to work and lowers claim costs … why isn’t workers’ comp using it more often?

The negotiating table is a key platform in the ability of insurers to manage runaway legal settlement costs. Much more can be done to strengthen the hand of the defense.

Insurers’ litigation costs rise as plaintiff AI coordination outpaces fragmented defense intelligence and negotiation consistency.

Thanks to increasingly affordable smart sensors and connected home technology, insurers can now help policyholders prevent many of the most costly and disruptive types of damage before they occur.

The casualty story for 2026 isn’t frequency — it’s severity, powered by social volatility and third-party litigation funding.

Workers’ comp pharmacy leaders face a shifting landscape in 2026, where supply disruptions, regulatory pressure, and AI-driven insights will define performance.

Injured workers can drive down workers’ compensation costs rather than inflate them—if they’re properly educated and engaged in their own recovery using proven ERAS principles.