Michelle Chia has two decades of cyber, technology, and professional liability insurance experience. She spent the past ten years building teams that experienced triple digit growth while optimizing operational efficiency, developing innovative and customer centric products and services, and engaging in public private partnership to advise on policy and to build resilience. Prior to joining AXA XL as the Chief Underwriting Officer for Cyber, Design and Select Professionals in the Americas, Michelle was the Head of Professional Liability and Cyber at Zurich North America, which became a top ten cyber insurance carrier. Michelle graduated Tufts University with a Bachelor of Arts in Economics and a Bachelor of Arts in Child Development. She also received her Master of Business Administration at The Wharton School of the University of Pennsylvania.