The first line of defense against mental and behavioral health issues is ensuring employers have the tools to effectively address them. Understanding the five stages of behavioral health is a big step in that direction.

Despite improvements to cyber security, tens of billions were lost to cyber scammers in 2018.

In 2018, the industry embraced disruptive technologies. Here are the five trends I see unfolding next year.

A failure to respond properly to a cyber attack can turn a $1 million loss into a $100 million loss.

Cyber risk and data privacy risk are fundamentally like other conventional risks in that we need to first mitigate by using good habits before seeking to transfer by insurance.

Companies need to know how fraud and other retail crimes play out and what they can do to mitigate the risk of theft during the holidays.

There are significant rewards from a more consolidated, cohesive approach to insurance buying.

Understanding what your “crown jewels” are — and how to protect them — is a key element of cyber threat preparedness.

Teaching business analytics without tying that teaching to important non-quantitative changes in our society creates new risks.

As companies across all sectors evolve into digital enterprises, there is an increasing need to value a company’s data as a tangible asset on the balance sheet.

Facebook and the Weinstein Company failed; Wynn Resorts and NiSource did not. Learn how each company handled a reputational blow and either came out on top or lost it all to this continuously growing risk.

Robotics, artificial intelligence and blockchain are redefining risk and should change how we evaluate, manage and price it.

Embracing diversity and innovation, in all their forms, isn’t just the right thing to do; it’s also good business, and a key to attracting new talent.

Automation and digitization are the new norms in millennial eyes, and commercial insurance transactions are subject to the same expectations.

While autonomous vehicles promise enhancements in safety and consumer mobility, they also bring new risks. To meet them, we must transform the auto insurance industry and the way those risks will be covered.

Mother Nature keeps throwing catastrophic storms at us, yet we continue to push through our days without taking the time to hear what she’s saying to us. 

Take a look back to recent storms, and you’ll see that hurricanes became major flood events that caused billions in devastation. Yet places are still going uninsured.

Nonprofit return-to-work programs help recovering employees get back on their feet and to full productivity faster, favorably impacting the total costs of a workers’ compensation insurance claim.

Legislatures need to understand their underlying goal for injured workers and enact laws accordingly.

Captive insurers may be best suited to handle the risks that come with blockchain and bitcoin.