In order for insurers to cover small businesses, it is crucial they identify a methodology that enables them to determine, anticipate and price the specific risks for each small business that applies for an insurance policy.

Diversity drives innovation. Employers have an unparalleled opportunity to gain the performance and insights of a diverse and inclusive workforce.

These critical global risks are interconnected, with each having an impact on the severity and likelihood of the others.

AI might be simplifying our jobs and lives, but if companies forget the importance of emotional intelligence they could create new risks.

The use of ransomware is not going away. The good news is that insurance and insurance consultants are quite willing and able to help.

Upon review, it appears that the U.S. is on the path of economic growth. What does that say for the insurance market we’re currently facing?

How can our college students live happy and prosperous lives despite the pressures being placed on them? Prince Harry and Meghan Markle might have the answer.

Emanuele Scansani of Riskline explains how some social media posts can prove controversial — and even punishable by law — in certain countries.

Baby boomers are expected to place greater demands on both the group health and workers’ comp industries due to comorbidities associated with advanced age.

How does a company go from a reputation as the industry standard for product safety to one that is deeply sullied by a continual stream of consumer complaints, product recalls and billions of dollars’ worth of lawsuits?

Time does matter in the delivery business and failing to understand it can be painful.

Small business owners can become risk management experts as much as anybody else. In fact, they’re probably more disposed to the discipline given their entrepreneurial spirit and vision.

Trying to forestall wildfire damage, PG&E willingly shut down service to customers. More of this, not less, is on the way, which makes business resiliency planning all the more important.

The new U.S. tax laws limit the percentage of a loss that insurers can write down for tax purposes. That’s one of four key factors that is leading to a hard market for commercial property insurance.

A veteran risk manager based in the UK gives Risk & Insurance readers his take on the impact of Brexit on Lloyds, the largest specialty insurance market in the world.

In our economy’s engine, capital is the fuel and insurance is the oxygen. How insurers pivot and manage their exposure to climate change could yet play a major role in reducing the threat.

What happens when foreign powers start holding U.S. companies liable for gun deaths suffered by their citizens on U.S. soil? A whole new area and era of risk exposure.

Malcolm Gladwell points out the human tendency to lock down on first and subsequent impressions of strangers. It’s a key risk management failure that can have dire consequences.

It is in the self-interest of the financial industry to address new risks brought about by climate change and to scale up the necessary investments to make our societies more resilient.

Becoming more familiar with data and expanding your analytical skills are two ways to do your insurance claims job better.