Carriers and investors are seeking sophistication in specialization.

Only 7% of property insurance carriers have achieved scalable AI success in claims operations, according to a Sedgwick report.

Gallagher survey found that while nearly two-thirds of businesses have delivered AI training to employees, more than two-fifths still lack formal AI risk management frameworks.

Chubb’s 2026 Cyber Claims Report finds that autonomous AI attacks, expanding privacy litigation, and supply chain interdependence are driving divergent trends in cyber claim frequency and severity.

AI enhances workers’ compensation by automating mundane tasks, allowing adjusters to focus human expertise on complex claims and outcomes.

Extreme weather creates workforce disruptions that many organizations fail to account for in resilience planning, according to Deloitte.

A National Safety Council survey found that workers broadly view musculoskeletal disorder prevention technologies as positive for their safety and wellbeing, especially when involved in implementation decisions.

Class action defense costs have more than doubled over the past 15 years, with a 28% jump in new filings expected in 2026, according to Carlton Fields’ annual Class Action Survey.

How deepfakes are threatening businesses’ reputations and cyber resilience.

From supply chain disruptions to cloud outages, systemic shocks are no longer theoretical. Industry leaders explain why predicting and preventing cascading losses requires new tools, deeper collaboration, and a fundamentally different approach to risk.

Privacy class actions tied to routine website tracking have surged nearly tenfold since 2022, with small and midsize businesses bearing a disproportionate share of exposure, according to KYND.

Construction costs for a single data center location can exceed $20 billion — double once technology is installed — creating concentration exposures in catastrophe-prone areas, according to Swiss Re Institute.

The American Society of Safety Professionals identified five themes reshaping workplace safety, including skills gap as a result of demographic shifts.

A new Munich Re report finds that ransomware, supply chain attacks and AI-driven threats are expanding the cyber risk landscape while the vast majority of exposures remain uninsured.

A Nationwide survey finds that consumers and commercial drivers overwhelmingly perceive U.S. roads as more dangerous than a year ago.

Ransomware losses, AI-driven exposures and nuclear verdicts threaten to disrupt the currently stable executive lines insurance market, according to Risk Placement Services.

Cumulative losses from severe convective storms now exceed those from hurricanes, challenging the traditional classification of these events as ‘secondary perils,’ according to Allianz Commercial.

AI has become the top priority for insurance industry leaders heading into 2026, according to the International Insurance Society’s Global Priorities Report.

A growing category of AI-native risks — including hallucinations, algorithmic bias and model drift — falls outside the scope of standard insurance policies, according to Gallagher Re report.

Drowsiness, distraction and aggressive driving consistently precede incidents, and near-collisions are becoming the leading safety metric for fleet risk management, according to Motive’s 2026 road safety report.