Underwriting performance at AM Best-rated US captives continues to beat commercial casualty peers, generating an estimated $8.2 billion in savings for captive owners between 2021 and 2025.
Natural disasters caused an estimated $112 billion in losses in the first half of 2026, with only $44 billion insured, leaving a 60% protection gap, according to Munich Re.
Durable medical equipment and certain professional services without fee schedule rates are consuming a growing share of payments, the Workers Compensation Research Institute found.
Workplace violence has risen steadily across most major industry sectors since 2011, with health care and social assistance remaining the epicenter of the problem, according to the NCCI.
This is the first in a series of articles exposing what is driving the excessive recovery times and the high cost of workplace injuries. Workplace injuries take twice as long to heal as non-workplace injuries. That is a researched established fact. Moreover, it is the single most important fact and key to understanding how to… View Article
Neglected maintenance is one of the largest and most overlooked challenges in the insurance and property sectors, with a strong correlation to eventual insurance claims.
AM Best maintains a stable outlook for the global cyber insurance segment, citing robust demand and favorable profitability even as premium growth slows and competition intensifies.
Artificial intelligence has the potential to reshape distribution, underwriting and productivity in ways that decades of digitization never did, according to McKinsey & Company.