Artificial intelligence has the potential to reshape distribution, underwriting and productivity in ways that decades of digitization never did, according to McKinsey & Company.
Mike Sisk explains how increasing employment litigation, AI-driven workplace liability concerns, and regulatory changes are shaping a growing EPLI market that is expected to firm modestly in 2026.
Total real premium growth will ease sharply from 2025’s cyclical peak even as insurers become more critical shock absorbers in a fracturing global economy, Swiss Re Institute found.
Insurers posted a $431 million underwriting loss in 2025 as incurred losses and expenses reached 102% of earned premium, the Workers’ Compensation Insurance Rating Bureau of California found.
Aging poles and overland lines pose billion-dollar liability and business interruption risks that often fall hardest on companies that do not own the failing infrastructure, according to Allianz Commercial.
Abundant capacity and disciplined underwriting are giving buyers greater leverage over pricing and structure, though risk differentiation increasingly determines outcomes, according to Risk Placement Services.
From transparency and collaboration to proactive problem solving, Jeni VerMeulen explains the qualities that distinguish true partnerships in today’s evolving workers’ compensation landscape.