A growing category of AI-native risks — including hallucinations, algorithmic bias and model drift — falls outside the scope of standard insurance policies, according to Gallagher Re report.
Drowsiness, distraction and aggressive driving consistently precede incidents, and near-collisions are becoming the leading safety metric for fleet risk management, according to Motive’s 2026 road safety report.
Secondary perils accounted for a record 92% of global insured natural catastrophe losses in 2025, and trend-line projections point to $148 billion in 2026, according to Swiss Re Institute.
Executives are navigating intense day-to-day operational pressures that are crowding out a focus on high-impact risks like litigation, even as they recognize those risks could threaten their company’s survival.
Adverse development in 2025 concentrated in post-COVID accident years signals that loss trends are outpacing pricing assumptions industry-wide, S&P reports.
Insurance risk leaders face near-term economic pressures while bracing for AI-driven risks, according to Emerging Risk Survey by Casualty Actuarial Society and Society of Actuaries.