High-cost claim frequency has nearly tripled over five years and severity accelerated sharply in 2025, according to QBE North America’s 2026 Accident & Health Market Report.

Early 2026 employment data suggests sectors with higher AI adoption may be shedding jobs while lower AI adoption industries add them, according to the National Council on Compensation Insurance.

Abundant capacity and intensifying competition are driving premium reductions, but underwriters are increasingly rewarding risk quality, according to WTW.

Agent-carrier friction has fallen sharply but slow adoption of AI and data tools is threatening the next phase of growth, according to First Connect’s 2026 State of the Industry Report.

The specialty legal professional liability market has grown modestly since 2020 while outperforming the broader commercial casualty composite, according to AM Best.

Clinical engagement and pharmacy management drove consistent reductions in Medicare set-aside allocations over a four-year period, according to Tower MSA Partners.

A potentially historic El Niño event already intensifying dry conditions across the central U.S. could trigger a ‘mini-Dust Bowl’ in the years ahead, according to AccuWeather.

AI has accelerated cybercriminal capabilities while non-malicious incidents now account for a quarter of all cyber incidents, according to Lockton report.

The Strait of Hormuz blockade, aging fleets, and persistent claims inflation are among the mounting pressures transforming maritime risk, according to Allianz Commercial.

An overlooked problem in water leak prevention takes center stage in this episode: getting smart water devices installed is only half the battle, according to Beagle Services Inc.

Despite surging investment in AI tools, relatively few independent agents use AI daily, and most operate without formal governance or training, according to Cake & Arrow.

Ransomware remains the costliest category of cyber event while third-party vendor incidents are responsible for a growing share of losses, according to Willis.

Agentic AI systems are enabling threat actors to conduct commercial espionage and fraud at unprecedented speed and scale, according to a new report from QBE North America and Control Risks.

Cumulative trauma claims in California have more than doubled in cost since 2021, according to the Workers’ Compensation Insurance Rating Bureau of California.

The U.S. health care liability insurance market faces mounting structural stress in 2026, with contracting capacity, longer placement timelines and sharply higher pricing , according to Risk Placement Services.

U.S. commercial insurance pricing has softened significantly from recent highs, with aggregate price increases falling to 2.5% in the first quarter of 2026, according to WTW.

From cyber threats to workforce challenges, business leaders face a growing list of risks. A new report from The Hartford highlights where concerns are bubbling up and how companies can respond.

A white paper from CompScience argues that ‘one size fits all’ safety training is obsolete in today’s multi-generational workforce.

The expansion of AI-driven data centers is generating insurance demand that stretches beyond what the traditional P&C industry has previously experienced, AM Best says.

Risk has become a persistent feature of the business environment rather than an occasional disruption, according to Gallagher’s 2026 Business Owners Survey.