Medical inflation softened broadly in the second quarter, with the NCCI Workers Compensation Weighted Medical Index falling to 1.0% year over year in June.

The Baldwin Group’s Q2 Market Pulse ties the property downturn to falling reinsurance costs and a quiet hurricane outlook, even as litigation and tariffs keep casualty severity high.

Underwriters are increasingly distinguishing between NFPA 13, 13R and 13D sprinkler systems when pricing senior living risk, according to Gallagher Property Risk Engineering.

Underwriting performance at AM Best-rated US captives continues to beat commercial casualty peers, generating an estimated $8.2 billion in savings for captive owners between 2021 and 2025.

A new survey reveals the priorities, obstacles, and evolving perspectives on technology shaping the workers’ compensation industry today.

Natural disasters caused an estimated $112 billion in losses in the first half of 2026, with only $44 billion insured, leaving a 60% protection gap, according to Munich Re.

Durable medical equipment and certain professional services without fee schedule rates are consuming a growing share of payments, the Workers Compensation Research Institute found.

Workplace violence has risen steadily across most major industry sectors since 2011, with health care and social assistance remaining the epicenter of the problem, according to the NCCI.

With up to $15 billion in capacity available, Willis says the real challenge is knowing how much coverage data infrastructure actually needs.

Neglected maintenance is one of the largest and most overlooked challenges in the insurance and property sectors, with a strong correlation to eventual insurance claims.

AM Best maintains a stable outlook for the global cyber insurance segment, citing robust demand and favorable profitability even as premium growth slows and competition intensifies.

Artificial intelligence has the potential to reshape distribution, underwriting and productivity in ways that decades of digitization never did, according to McKinsey & Company.

Agency and brokerage acquisitions fell to 292 in the first half of 2026, the weakest start to a year in a decade, according to OPTIS Partners.

Global insured natural catastrophe losses totaled at least $46 billion in the first half of 2026, 28% below the 10-year average, Gallagher Re reports.

Total real premium growth will ease sharply from 2025’s cyclical peak even as insurers become more critical shock absorbers in a fracturing global economy, Swiss Re Institute found.

Insurers posted a $431 million underwriting loss in 2025 as incurred losses and expenses reached 102% of earned premium, the Workers’ Compensation Insurance Rating Bureau of California found.

Aging poles and overland lines pose billion-dollar liability and business interruption risks that often fall hardest on companies that do not own the failing infrastructure, according to Allianz Commercial.

Abundant capacity and disciplined underwriting are giving buyers greater leverage over pricing and structure, though risk differentiation increasingly determines outcomes, according to Risk Placement Services.

Average premium growth slowed to just 0.2% in the first half of 2026, signaling an end to the hard market, according to Alera Group.

A widening spectrum of risks is eroding food, beverage and agriculture companies’ confidence in their ability to manage them, according to WTW’s Global Food, Beverage & Agriculture Risk Report 2026.