Abundant capacity and disciplined underwriting are giving buyers greater leverage over pricing and structure, though risk differentiation increasingly determines outcomes, according to Risk Placement Services.

Average premium growth slowed to just 0.2% in the first half of 2026, signaling an end to the hard market, according to Alera Group.

A widening spectrum of risks is eroding food, beverage and agriculture companies’ confidence in their ability to manage them, according to WTW’s Global Food, Beverage & Agriculture Risk Report 2026.

Employer benefit plan exposure to cell and gene therapies is limited by operational and clinical barriers, but those constraints are beginning to erode, Lockton reports.

NSC-funded emerging technologies demonstrated practical potential for workplace MSD prevention, according to the National Safety Council’s MSD Solutions Lab.

The U.S. cyber insurance market is facing mounting losses and structural shifts as price declines outpace premium growth, according to AM Best.

Unlimited payroll, the near-universal exposure base for workers’ compensation insurance, may not scale proportionally with expected losses across wage levels, according to the National Council on Compensation Insurance.

A California verdict signals a shift from content-based claims to design-based liability, reshaping insurance exposure across industries, according to Lockton.

Asset managers and insurance focus on single-asset risk scores while missing the hidden dependencies between buildings, infrastructure networks, and communities.

Global reinsurer capital climbed to an all-time high at the start of 2026, driving double-digit price reductions and improved terms for insurance buyers at mid-year renewals, according to Aon.

Companies that piloted emerging ergonomic technologies reported reductions in injury-related costs and vibration exposures, the National Safety Council’s MSD Solutions Lab reports.

Managing general agents posted a fifth straight year of double-digit premium growth in 2025, but AM Best warns of new headwinds for the segment.

Claim assignments dropped nearly 9% year-over-year in Q1, but maturing severity figures could push average losses toward record territory, according to Verisk Property and Restoration Solutions.

Organized criminal networks are increasingly using digital tools and impersonation tactics to steal high-value freight, according to BSI Consulting and Munich Re Specialty.

High-cost claim frequency has nearly tripled over five years and severity accelerated sharply in 2025, according to QBE North America’s 2026 Accident & Health Market Report.

Early 2026 employment data suggests sectors with higher AI adoption may be shedding jobs while lower AI adoption industries add them, according to the National Council on Compensation Insurance.

Abundant capacity and intensifying competition are driving premium reductions, but underwriters are increasingly rewarding risk quality, according to WTW.

Agent-carrier friction has fallen sharply but slow adoption of AI and data tools is threatening the next phase of growth, according to First Connect’s 2026 State of the Industry Report.

The specialty legal professional liability market has grown modestly since 2020 while outperforming the broader commercial casualty composite, according to AM Best.

Clinical engagement and pharmacy management drove consistent reductions in Medicare set-aside allocations over a four-year period, according to Tower MSA Partners.