Higher-performing claims organizations achieve strong results by executing common industry priorities effectively rather than by managing simpler claim inventories, according to Rising Medical Solutions study.

U.S. property and casualty market conditions are softening but nonprofits continue to face uneven affordability and access challenges, particularly in casualty, auto and abuse coverage, according to Gallagher.

Businesses are boosting cyber defenses and insurance purchases even as artificial intelligence creates new vulnerabilities, according to The Travelers Companies’ 2026 Travelers Risk Index.

Insurers remain divided between excluding, affirmatively covering or staying silent on AI-related losses, according to a RAND Corporation research report.

State lawmakers introduced a wave of bills tying portable benefits to independent-contractor status in 2026, reshaping the worker classification landscape tracked by the NCCI.

Nearly two-thirds of employers reported annual turnover of 10% or higher in 2025 while retention has become a business-wide risk, according to Gallagher.

Accommodated workers’ comp claims closed at roughly 60% lower total cost than unaccommodated ones, and adoption of tech-guided return-to-work programs has grown for three straight years, per Kinetic Insurance.

AI data centers and renewable energy investment alone could produce roughly $200 billion in cumulative commercial property and casualty premiums through 2030, according to Swiss Re Institute.

A survey of 150 insurance leaders found that 83% back AI for repeatable operational tasks while 86% insist people must retain authority over consequential decisions, according to mea Platform.

More than half of digital health executives expect their businesses to shrink in the next year as cyber, AI and regulatory risks increasingly overlap, according to Beazley.

Lloyd’s of London generated a 22.0% return on capital in 2025, even as A.M. Best warns that softening market conditions could pressure results in the years ahead.

Nearly 25% of claims adjusters are expected to retire by the end of 2027 while carriers struggle to scale AI and manage escalating catastrophe losses, according to Sedgwick.

Global reinsurance capital climbed to $688 billion in H1 2026 even as premium volumes shrank, deepening a supply-demand imbalance, according to Gallagher Re.

M&A activity has concentrated premium volume among fewer, larger brokerages forcing carriers to rethink distribution strategy, according to RSM US.

Older construction workers report lower rates of diabetes and high cholesterol than the overall workforce, according to CPWR-The Center for Construction Research and Training.

Bad actors are intercepting confused policyholders the moment they turn to a search engine for help, often steering them to sue their insurers rather than file a claim.

Five years of Labor Day data show a 70% surge in incidents and a growing shift toward identity-based fraud, according to Verisk CargoNet.

The US P&C industry’s net underwriting gain nearly tripled in the first half of 2026, up from $11.6 billion in the first half of 2025, according to Verisk and the AAPCIA.

Medical service costs per claim in California’s workers’ compensation system climbed 5% in 2025, driven largely by rising prices and growing utilization of services outside fee schedule caps, according to WCIRB.

Rising exposure, demand surge and climate shifts are pushing the global insured average annual loss from natural catastrophes to $171 billion, according to Verisk.