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Cyber Claims Frequency Rises but Severity Falls as Businesses Improve Defensive Posture

Despite a 3% increase in global cyber claims frequency, average losses in 2025 dropped 19% year over year as organizations became more effective at limiting breach damage, according to Coalition.

AI Adoption in Property Claims Remains Fragmented Despite Rapid Growth

US Cyber Breach Costs Hit Record $10.2 Million as AI Accelerates Attack Timelines

Extreme Weather Disrupts Workers’ Lives, Posing Underestimated Risk to Business Continuity

Frontline Workers See MSD Prevention Tech as Beneficial, but Participation in Adoption Is Key

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Driver Behavior, Not Mileage or Road Conditions, Emerges as Dominant Factor in Commercial Vehicle Collisions

Drowsiness, distraction and aggressive driving consistently precede incidents, and near-collisions are becoming the leading safety metric for fleet risk management, according to Motive’s 2026 road safety report.

Natural Catastrophe Insured Losses Hit $107 Billion in 2025 as Wildfire and Storm Risks Accelerate

Secondary perils accounted for a record 92% of global insured natural catastrophe losses in 2025, and trend-line projections point to $148 billion in 2026, according to Swiss Re Institute.

Younger Consumers More Willing to Alter Insurance Claim Photos, Raising Red Flags for Carriers

More than half of Gen Z consumers say they would consider making a rule-bending edit to a claim photo or document, according to Verisk.

Liability Insurers Face Unexpected Reserve Headwinds in Recent Years

Adverse development in 2025 concentrated in post-COVID accident years signals that loss trends are outpacing pricing assumptions industry-wide, S&P reports.

Three Forces Poised to Reshape Workers’ Comp Claims Management in 2026

MedRisk identifies three trends reshaping patient care in workers’ compensation and auto casualty claims.

Litigation Shifts the Risk Landscape for Ultra-Processed Foods

Government-led lawsuits and evolving regulatory pressure create new liability exposure for food manufacturers: Swiss Re.

Economic Volatility Dominates 2026 Emerging Risks, as AI Looms Long-Term

Insurance risk leaders face near-term economic pressures while bracing for AI-driven risks, according to Emerging Risk Survey by Casualty Actuarial Society and Society of Actuaries.

Internal Communications Teams Aspire to Strategic Role, but Few Achieve It

Gallagher survey reveals widening gap between ambition and reality as employee burnout, information overload and lack of change management frameworks hamper organizational comms effectiveness.

Commercial Insurance Price Growth Continued at Slower Pace in Q4 2025

Moderation in price increases offers respite after years of substantial rate increases, WTW survey shows.

Business Leaders Face Major Blindspot on Risks That Could End Their Companies

Sentry survey reveals dangerous disconnect between executives’ top concerns and threats that could prove catastrophic to their companies.

Chemical Safety Risks Persist Across U.S. Workplaces Despite Decades of Oversight

Analysis of OSHA enforcement data reveals that hazard communication violations remain widespread, with manufacturing and construction persistent problem areas, according to TraceOne.

The Shifting Landscape of Workers’ Compensation Pain Management

Topical medications emerge as cost driver as opioid use plummets, but state variations persist: NCCI.

Employee Crime Poses Growing Threat to Large Enterprises

Emerging AI risks compound challenges for organizations managing insider threats, QBE survey of risk managers finds.

Insurance Industry Takes Strategic Stand on Resilience, but Adoption Lags

Survey points to opportunity to narrow gap between insurer ambition and implementation of risk mitigation: IIS report.

Real Estate Property Insurance Market Softens as Casualty Risks Create Headwinds

Favorable pricing in property insurance contrasts sharply with mounting challenges in casualty coverage across the real estate sector, according to Lockton.

Surplus Lines Market Growth Cools as Competition Intensifies

Premium expansion moderates to 9.7% through Q3 2025, while fronting companies and new market entrants pursue aggressive expansion strategies, AM Best reports.

Supply Chain Losses Hit 86% of Companies, but Most Lack Adequate Coverage: Gallagher

A global survey of business leaders exposes a widening gap between supply chain risk awareness and financial protection, according to Gallagher.

Cybercriminals Abandon Encryption for Data Extortion, Raising Stakes for Risk Managers

As data-only extortion surged to 65% of cases in the second half of 2025, organizations face reputational and legal fallout that outweighs operational disruption: Resilience.

Supply Chain Paralysis and Internet Outages Emerge as Top Business Black Swans

Allianz survey finds more than half of risk managers view cascading supply chain disruptions as the most plausible Black Swan event for their companies.

Insurance-Linked Securities Market Soars Amid Capital Influx

Investors deployed record $24.7 billion in catastrophe bonds during 2025, with booming demand from capital inflows and limited loss activity: Swiss Re.