In this Risk Scenario, Risk & Insurance explores what might happen in the event a telemedicine or similar home health visit violates a patient’s privacy. What consequences await when a young girl’s tele visit goes viral?
COVID-19 could permanently change the way care is delivered. Underwriters will watch how health systems manage ongoing safety concerns and pandemic-induced financial strain.
It seems clear that telemedicine is here to stay, which means the insurance industry has a need to fill to match this emerging exposure with policy language to suit and coverage to follow.
With the frequency and severity of liability claims increasing, colleges and universities will struggle to find affordable coverage in the primary market come renewal time.
According to a recent survey conducted by Lightico and Sapiens, a majority of American workers’ compensation professionals are actively looking to create a more technology-centered future industry.
While avoiding the risk of community spread by having classes exclusively online is not feasible for many colleges, the risk of spreading the virus can be reduced by banning all mass gatherings, including college football practices, on campus.