As product liability risks grow more complex, self-insured retentions (SIRs) can help qualified organizations reduce costs, expand insurance capacity and strengthen claims control.

Geopolitical shocks, federal policy whiplash and surging demand from data centers are accelerating exposures for directors and officers in the energy sector. Choosing the right risk transfer partner should be top of mind for many.

As actuaries develop more sophisticated tools to evaluate risk, legislators are increasingly focused on what constitutes fair insurance pricing. Here’s how the industry is working to find common ground.

The role of network hospitals in medical cost control.

As competition intensifies among captive insurance domiciles, Vermont’s newly appointed Deputy Commissioner is focused on continuing a legacy of strong leadership while sharpening the state’s value proposition for captive owners.

Sean Catanese found a passion for worker safety from an early age, bringing it into his ERM duties for the public sector.

In my neighborhood, it has become increasingly common to see young people, plenty younger than 16, flitting about on e-bikes and motorized scooters. 

Technology is shifting from digitizing processes to actively shaping claim outcomes.

As artificial intelligence reshapes business risk, insurers are scrambling to define, underwrite and price exposures that existing policies were never built to handle.

From modeling collaborations to research consortia, the insurance industry helps insureds prepare for fire and flood, no matter which way the political wind is blowing

With the help of Aon broker Lance Williams, this aviation-reliant business soared to new heights.

Brokers are there for the entire insurance and risk management process, present when needed and behind the scenes when clients’ focus on renewals is a far-off task on the to-do list.  

Risks that once felt discrete are increasingly understood as links in the same chain. When one breaks, others are stressed and may follow.

Risk isn’t simply measured in financial increments. It is also measured in personal and societal harm.

Your reward for reading these columns each month is the concentrated wisdom squeezed from a lifetime of collecting: The best thing to collect, really the only thing to collect, is $50 bills.

As artificial intelligence reshapes industries across the board, insurance brokerages are discovering that not all AI is created equal — and the ones choosing purpose-built tools are pulling ahead.

As consolidation reshapes the healthcare landscape, buyers and sellers face unique insurance risks that standard policies were never designed to address.

The health care liability insurance market faces daunting challenges, with nuclear verdicts skyrocketing and premiums climbing. With the litigation environment unlikely to improve, more robust risk management is a must.

AI is no longer experimental—so where is it actually delivering results, and what separates leaders from laggards?

Jeff Green, the risk manager for Larimer County, Colo. Recounts his years in the profession and why risk management ended up being such a good fit.