Global economic losses from natural catastrophes reached $242 billion through the first nine months of 2026, well below the decadal average, as Gallagher Re reported six consecutive quarters without a single $10 billion insured-loss event.

As E&S property and reinsurance markets face abundant capacity and continued pricing pressure, AmTrust’s Kevin Sullivan explains why disciplined underwriting, careful risk selection and stronger coverage terms will matter in 2027.

As insurers retreat from high-risk areas, homeowners face shrinking coverage options, growing reliance on the FAIR Plan and difficult choices in the surplus lines market.

U.S. claim assignment volume fell to a five-year low in Q2 2026 while severity heads toward the highest level in recent years, according to Verisk.

More than 90% of digital infrastructure leaders report a material disruption in the past five years, yet most organizations still prioritize growth over long-term resilience, according to research sponsored by FM.

A well-fortified property can still be exposed to loss if the surrounding drainage, vegetation or infrastructure fails, the World Economic Forum and Marsh found in a new playbook on place-based resilience.

Eighty-four percent of Americans are concerned about severe weather while just 11% feel highly prepared, a preparedness gap that widens in the highest-risk regions, according to COUNTRY Financial.

Rising exposure, demand surge and climate shifts are pushing the global insured average annual loss from natural catastrophes to $171 billion, according to Verisk.

Abundant capital pushed reinsurance and insurance-linked securities pricing lower at mid-year renewals, according to AM Best.

Fire drives the majority of insured data center losses even as natural catastrophe exposure, lithium-ion battery risk and construction complexity reshape the sector’s risk profile, according to Allianz Commercial.

Underwriters are increasingly distinguishing between NFPA 13, 13R and 13D sprinkler systems when pricing senior living risk, according to Gallagher Property Risk Engineering.

Natural disasters caused an estimated $112 billion in losses in the first half of 2026, with only $44 billion insured, leaving a 60% protection gap, according to Munich Re.

Global insured natural catastrophe losses totaled at least $46 billion in the first half of 2026, 28% below the 10-year average, Gallagher Re reports.

The rapid expansion of data center construction is reshaping how insurers evaluate complex construction, property and infrastructure risks.

Claim assignments dropped nearly 9% year-over-year in Q1, but maturing severity figures could push average losses toward record territory, according to Verisk Property and Restoration Solutions.

Insurance buyers and sellers are aligned on the threats reshaping the market, but coverage gaps remain in flood and cyber, according to a joint report from Munich Re US and the Insurance Information Institute.

AstroTeq is tackling what seismologists have long deemed impossible: forecasting earthquakes weeks before they occur, and the implications for insurance and risk management are compelling.

Despite predictions of reduced storm activity in 2026, Allianz Commercial warns that a below-average forecast has rarely guaranteed a below-average loss year.

Wildfires and severe convective storms accounted for 99.9% of North America’s $90 billion in natural catastrophe insured losses, according to Swiss Re data.

Geoeconomic confrontation, cyberattacks, extreme weather and aging systems are amplifying risks across essential infrastructure networks, according to a Gallagher report.