Property pricing held near a six-quarter low in Q3 2026 while casualty lines split sharply, with umbrella rates climbing even as auto and general liability eased, according to The Baldwin Group.

ERISA class action filings almost doubled year-over-year in the first quarter of 2026, according to Gallagher, as plaintiffs’ firms expand beyond traditional excessive-fee claims into new legal territory.

Premium renewal rate increases slowed for commercial auto, BOP, general liability, commercial property and umbrella lines in the third quarter of 2026, according to the Ivans Index.

Property rates continue to fall despite billions in losses while casualty capacity tightens and power and renewables risks grow more complex, according to Amwins.

Commercial auto liability severity climbed 6.4% annually from 2014 to 2024, more than double the pace of economic inflation, according to AM Best.

Global commercial insurance rates declined 5% in the third quarter of 2026, with property down 10% and casualty up 1%, Marsh found.

Workplace violence incidents continue to rise across industries, with healthcare bearing the brunt of post-pandemic aggression. Experts say prevention starts with culture, documentation, and leadership accountability.

Insurers are competing aggressively for real estate and hospitality property risks worldwide, according to Arthur J. Gallagher & Co.’s August 2026 Real Estate & Hospitality Global Market Update.

U.S. property and casualty market conditions are softening but nonprofits continue to face uneven affordability and access challenges, particularly in casualty, auto and abuse coverage, according to Gallagher.

Insurers remain divided between excluding, affirmatively covering or staying silent on AI-related losses, according to a RAND Corporation research report.

Bad actors are intercepting confused policyholders the moment they turn to a search engine for help, often steering them to sue their insurers rather than file a claim.

The US P&C industry’s net underwriting gain nearly tripled in the first half of 2026, up from $11.6 billion in the first half of 2025, according to Verisk and the AAPCIA.

The U.S. casualty market is leaving billions of dollars in adverse reserve development to accumulate largely undetected until it surfaces in financial statements, according to Moody’s.

Construction spending topped $2.17 trillion in April 2026 amid labor shortages, rising claim severity and a bifurcated insurance market, according to Gallagher.

Recalled units across five industries jumped to 941.2 million in H1 2026 from 211.3 million in H1 2025, putting 2026 on pace to top 1 billion units for the first time since 2022, according to Sedgwick.

190 lawsuits against corporate defendants produced verdicts of $10 million or more last year, a 40.7% jump over 2024, according to Marathon Strategies.

Premiums fell for every account size in the second quarter of 2026, the first time that has happened in 34 quarters, according to The Council of Insurance Agents & Brokers.

Average premium renewal rates fell quarter over quarter for every major commercial line except workers’ compensation, according to the Ivans Index.

Securities class action filings jumped to 121 in H1 2026 from 93 in the previous six months, with AI-related cases and mega-dollar-loss litigation fueling the surge, according to Cornerstone Research and Stanford Law School.

Court eliminates exhaustion requirement for declaratory relief and bad faith claims, allowing insureds to pursue all layers of coverage simultaneously in disputes over layered insurance programs.