Bad actors are intercepting confused policyholders the moment they turn to a search engine for help, often steering them to sue their insurers rather than file a claim.

The US P&C industry’s net underwriting gain nearly tripled in the first half of 2026, up from $11.6 billion in the first half of 2025, according to Verisk and the AAPCIA.

The U.S. casualty market is leaving billions of dollars in adverse reserve development to accumulate largely undetected until it surfaces in financial statements, according to Moody’s.

Construction spending topped $2.17 trillion in April 2026 amid labor shortages, rising claim severity and a bifurcated insurance market, according to Gallagher.

Recalled units across five industries jumped to 941.2 million in H1 2026 from 211.3 million in H1 2025, putting 2026 on pace to top 1 billion units for the first time since 2022, according to Sedgwick.

190 lawsuits against corporate defendants produced verdicts of $10 million or more last year, a 40.7% jump over 2024, according to Marathon Strategies.

Premiums fell for every account size in the second quarter of 2026, the first time that has happened in 34 quarters, according to The Council of Insurance Agents & Brokers.

Average premium renewal rates fell quarter over quarter for every major commercial line except workers’ compensation, according to the Ivans Index.

Securities class action filings jumped to 121 in H1 2026 from 93 in the previous six months, with AI-related cases and mega-dollar-loss litigation fueling the surge, according to Cornerstone Research and Stanford Law School.

Court eliminates exhaustion requirement for declaratory relief and bad faith claims, allowing insureds to pursue all layers of coverage simultaneously in disputes over layered insurance programs.

The Baldwin Group’s Q2 Market Pulse ties the property downturn to falling reinsurance costs and a quiet hurricane outlook, even as litigation and tariffs keep casualty severity high.

Insurance products are being drafted to address AI risk. Expect exclusions to come along with them.

Aging poles and overland lines pose billion-dollar liability and business interruption risks that often fall hardest on companies that do not own the failing infrastructure, according to Allianz Commercial.

Average premium growth slowed to just 0.2% in the first half of 2026, signaling an end to the hard market, according to Alera Group.

Karen London, President, Specialty Casualty, QBE North America, discusses the evolution of the casualty market, the importance of underwriting discipline, and how QBE is building a specialty casualty platform designed for long-term stability and sustainable growth.

Third-party medical financing is reshaping liability claims by inflating medical costs, increasing settlement pressure and driving higher insurance expenses.

As influencers evolve into global media brands, they face growing exposure to defamation, copyright, privacy and regulatory claims.

Excess casualty has moved beyond traditional hard and soft market cycles. Here’s how clients, brokers and risk managers can navigate a more complex landscape defined by severity, specialization and structural change.

A California verdict signals a shift from content-based claims to design-based liability, reshaping insurance exposure across industries, according to Lockton.

Global reinsurer capital climbed to an all-time high at the start of 2026, driving double-digit price reductions and improved terms for insurance buyers at mid-year renewals, according to Aon.