Critical Risks

Cheesy Toast Coverage: A Creative Insurance Solution to a Feathered Fiasco

A sandwich shop comes up with a unique insurance solution.

Preparing for the Unpredictable: Claims Strategies for Insurers in an Era of Extreme Weather and Rising Costs

Is Your Insurance Company Ready for AI? Understanding the Pluses and the Pitfalls Before Adoption

Perspective | Deep Sea Madness

6 Questions for Charles Taylor’s Robbie Arnold on Managing Extreme Weather Event Claims

Recently in Critical Risks

2021’s Top Risks in Review and How We Can Anticipate the Ones to Come in 2022

This risk manager’s take is that we need to continue to focus on resiliency, not merely loss avoidance.

ESG Regulatory Risk Got Your Attention? Don’t Overlook Environmental Risks

A mere 9% of businesses rank environmental as the top risk in 2022. What that means for the industry moving forward.

Here Are the 5 Top Cyber Claims We Can Expect in 2022

The pandemic brought on a new wave of cyber-related risks. Digging into the cyber claims from these last 24 months, here’s the top trends of note.

Underreported Property Values Threaten to Sink a Real Estate Investment Trust

A flawed approach to reporting property values leads to big losses for an insured.

3 Wildfire Resilience Considerations You Can’t Ignore

The threat of wildfire destruction is expanding at a rapid rate due to climate change. Defensible space, wildfire resistant construction and resilience programs are three areas of focus pointed out by CNA loss prevention specialist Steve Hernandez.

Earthquake Modeling Continues to Evolve: How Today’s Technology Is Paving the Way for Better Seismic Risk Management

For a low frequency, high severity peril like earthquake, businesses need to know their risk management plans before a single pebble falls out of place.

Silent Cyber Will Sabotage Your Insurance Policy if You Don’t Watch Out. Here’s What Risk Managers Should Keep Top of Mind

Cyber coverage specificity is lacking. Brokers, insureds and carriers face a mandate to communicate clearly and craft appropriate coverage.

Casualty Gaps in Global Insurance Programs Will Persist. Here’s What Insureds Should Keep in Mind, According to Chubb

Regulations on when a policy is in force vary from country to country. A thorough examination of an insured’s global insurance program is vital in avoiding heavy losses.

Opinion | Olympics Plus a Pandemic Equal a Risk Management Nightmare: Are the 2021 Games Failing to Put Volunteer Safety First?

With the 2021 Olympics inching closer, COVID-19 is still very much threatening the individuals who volunteer for the Games.

Why Every Company Needs a Cyber Attack Response Plan No Matter Their Size — and Helpful Tips to Get Started

Knowing how to respond to a cyber event starts with understanding your company’s vulnerability.

FM Global Issues Resilience Index Amid Tumultuous Business Environment Worldwide

FM Global’s recently released 2021 Resilience Index identified the most prominent risks for business across the globe to keep in mind.

On-Demand Webinar: Severe Weather and the Interconnectivity of Risks: How Businesses Can Manage Through the Storm

Extreme weather conditions — from fluctuating temperatures, to increases in severe storms and hurricanes — all continue to have a lasting impact on businesses worldwide.

7 Critical Risks Facing the Agriculture Industry

When it comes to operating an agribusiness, here are the top risks owners and operators must keep an eye on.

3 Reasons IT and OT Systems Are Vulnerable to Industrial Control Hack Attacks — Plus 3 Risk Management Solutions

Cyber criminals are becoming bolder. Now is the time to get IT and OT on the same cyber security page and stop attacks in their tracks.

Why Recent Legal Standards Are Driving Public Schools to Tackle Sexual Abuse and Molestation Claims Head On

State legislatures have updated reporting guidelines around childhood sexual abuse and molestation claims. Now public schools are stepping up.

Ageism, Sexism and Racism in the Workplace Spawn a Slew of Class Action Lawsuits Against a Development Company

A development company that thinks it’s got it all together falls apart when it paves over its embedded culture of entitlement, gender and racial bias.

Updated Climate Change Risk Models Are Giving Insureds and Underwriters a Better Chance to Defend and Restore Property

AIR Worldwide has updated its hurricane and wildfire models to get more granular insight on long-term climate risk.

How the Long-Term Staying Power of COVID-19 Is Impacting Workers’ Compensation

The coronavirus pandemic may have a vaccine, but that does not mean it’s been eradicated. Now is the time for workers’ comp professionals to recognize what the impacts of the virus could be moving forward.

4 Reasons Why the Opioid Crisis Still Needs Our Attention

The opioid misuse crisis continues to negatively impact the lives of patients while costing our health care system billions of dollars. This is why it still deserves our focus.

How Cyber Risk, Food Insecurity, Social Unrest and Economic Fear Will Color 2021 and Beyond

If 2020 has taught us anything, it is that risk does not discriminate, it does not care about economic status, race, gender, or nationality. To face the new level of complex risks and uncertainties facing our global markets, more innovative and resilient risk management models are needed in 2021 and beyond.