Critical Risks

Climate Change Drives Executive Stress as Business Leaders Navigate Growing External Threats

More than two-thirds of executives feel more stressed in 2025 than the prior year—driven in part by the rising frequency and severity of extreme weather events. Insurance experts say proactive planning and comprehensive coverage strategies can help businesses build resilience against these growing environmental threats.

The Red Hook Fire Art Loss: A Case Study for Knowing Who Your Insurance Broker Is

Private Equity Firms Step Up Cyber Vigilance Amid Rising Threats

Financial Impact of Extreme Weather Highlights the Need for Risk Mitigation
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When Prayers Aren’t Enough: Why Insurers Are Turning to AI to Stop the Next Mass Shooting

Recently in Critical Risks

Phishing, Smishing and Vishing — Oh My! Don’t Leave Your Employees in the Dark When It Comes to These Cyber Threats

There are several threat techniques hackers are using to infiltrate a company’s system. Understanding the difference between them is paramount.

Why Protecting Insurers’ Digital Assets Is More Important than Ever as the Russia-Ukraine Conflict Continues

The continued conflict acts as an urgent reminder for agencies to review their cybersecurity strategies.

Insuring the Technology Leap: Can Risk Transfer Keep Up?

Is adequate risk transfer in the face of rapid technological change even possible?

We Talk About Ransomware All the Time. So What Do We Actually Do When a Hacker Has Our Data?

What should your first step even be when a hacker encrypts your data?

Cyber Warfare: How the Russia-Ukraine Conflict Changes the Global Cyber Risk Approach

With the ongoing war in Ukraine, the conversation turns to what the cyber implications are for the rest of the world.

Is Ransomware Protection Even Plausible? Here’s What the Experts Say

The average ransomware payment has climbed 62% since 2020 and insurance appetite for the risk is waning. What is a risk manager to do?

Stop Blaming the Little Guy. Climate Change Is a Big Business Risk, and It’s Time Corporations Acted

Several reports reveal startling information regarding large corporations’ roles in the ever-growing climate crisis.

Check Your Raincoat, Check Your Napkin. One Study Shows 75% of Tested Water-Resistant Products Contain PFAS

The Guardian reported PFAS contamination in napkins, hiking pants and more. What are some of the risks linked to PFAS’s vast reach?

Construction Insurance Pricing Reaches a Crossroad. Are Labor and Material Shortages and Climate Change to Blame?

Construction insurance pricing is being impacted by several risks of note that underwriters must review.

2021’s Top Risks in Review and How We Can Anticipate the Ones to Come in 2022

This risk manager’s take is that we need to continue to focus on resiliency, not merely loss avoidance.

ESG Regulatory Risk Got Your Attention? Don’t Overlook Environmental Risks

A mere 9% of businesses rank environmental as the top risk in 2022. What that means for the industry moving forward.

Here Are the 5 Top Cyber Claims We Can Expect in 2022

The pandemic brought on a new wave of cyber-related risks. Digging into the cyber claims from these last 24 months, here’s the top trends of note.

Underreported Property Values Threaten to Sink a Real Estate Investment Trust

A flawed approach to reporting property values leads to big losses for an insured.

3 Wildfire Resilience Considerations You Can’t Ignore

The threat of wildfire destruction is expanding at a rapid rate due to climate change. Defensible space, wildfire resistant construction and resilience programs are three areas of focus pointed out by CNA loss prevention specialist Steve Hernandez.

Earthquake Modeling Continues to Evolve: How Today’s Technology Is Paving the Way for Better Seismic Risk Management

For a low frequency, high severity peril like earthquake, businesses need to know their risk management plans before a single pebble falls out of place.

Silent Cyber Will Sabotage Your Insurance Policy if You Don’t Watch Out. Here’s What Risk Managers Should Keep Top of Mind

Cyber coverage specificity is lacking. Brokers, insureds and carriers face a mandate to communicate clearly and craft appropriate coverage.

Casualty Gaps in Global Insurance Programs Will Persist. Here’s What Insureds Should Keep in Mind, According to Chubb

Regulations on when a policy is in force vary from country to country. A thorough examination of an insured’s global insurance program is vital in avoiding heavy losses.

Opinion | Olympics Plus a Pandemic Equal a Risk Management Nightmare: Are the 2021 Games Failing to Put Volunteer Safety First?

With the 2021 Olympics inching closer, COVID-19 is still very much threatening the individuals who volunteer for the Games.

Why Every Company Needs a Cyber Attack Response Plan No Matter Their Size — and Helpful Tips to Get Started

Knowing how to respond to a cyber event starts with understanding your company’s vulnerability.

FM Global Issues Resilience Index Amid Tumultuous Business Environment Worldwide

FM Global’s recently released 2021 Resilience Index identified the most prominent risks for business across the globe to keep in mind.