Global insurance rates declined for the seventh consecutive quarter in early 2026, driven by property rate drops and persistent insurer competition, Marsh reports.

A report by the California Earthquake Authority concludes that the state’s current systems for managing wildfire risk are failing ratepayers, insurance policyholders, and disaster survivors.

Class action defense costs have more than doubled over the past 15 years, with a 28% jump in new filings expected in 2026, according to Carlton Fields’ annual Class Action Survey.

Privacy class actions tied to routine website tracking have surged nearly tenfold since 2022, with small and midsize businesses bearing a disproportionate share of exposure, according to KYND.

Ransomware losses, AI-driven exposures and nuclear verdicts threaten to disrupt the currently stable executive lines insurance market, according to Risk Placement Services.

Capital deployed to new commercial litigation funding deals rose sharply in 2025, though ongoing fundraising challenges kept the market tight, according to Westfleet Advisors.

Softening property rates and stable capacity define the public entity landscape, though litigation and disaster aid changes could shift the burden to state and local governments, according to Amwins.

A growing category of AI-native risks — including hallucinations, algorithmic bias and model drift — falls outside the scope of standard insurance policies, according to Gallagher Re report.

Adverse development in 2025 concentrated in post-COVID accident years signals that loss trends are outpacing pricing assumptions industry-wide, S&P reports.

Government-led lawsuits and evolving regulatory pressure create new liability exposure for food manufacturers: Swiss Re.

Moderation in price increases offers respite after years of substantial rate increases, WTW survey shows.

Sentry survey reveals dangerous disconnect between executives’ top concerns and threats that could prove catastrophic to their companies.

Favorable pricing in property insurance contrasts sharply with mounting challenges in casualty coverage across the real estate sector, according to Lockton.

Capacity, competition and favorable loss ratios signal major shift across most lines of business, according to CIAB Q4 2025 Market Index.

Sixth consecutive quarterly rate decline signals sustained relief for commercial insurance buyers, though U.S. market shows mixed signals across coverage lines: Marsh Risk.

From AI integration to nuclear verdicts and home-based care, health care executives face unprecedented disruption, the Doctors Company reports.

Commercial insurers lift rates to highest levels since mid-year, with general liability experiencing dramatic acceleration: Ivans.

United Educators’ 2026 report show fewer damage awards of $2.5 million or more against educational institutions, but overall costs of awards and settlements surged.

Litigation funding, evolving legal systems and shifting public attitudes are driving liability claims to record levels, according to Swiss Re Institute.

Property rates soften amid competitive capacity while social inflation and emerging risks pressure casualty lines, creating a bifurcated market in 2026: USI.