High-cost claim frequency has nearly tripled over five years and severity accelerated sharply in 2025, according to QBE North America’s 2026 Accident & Health Market Report.
Brokers overwhelmingly expect affordability pressures to transform benefits plan design within five years, according to the Council of Insurance Agents & Brokers.
Accelerating claim frequency, catastrophic condition costs, and specialty pharmacy inflation are pressuring rates in the medical stop loss market, according to Tokio Marine HCC.
Leadership skill gaps act as a “cascade trigger” for downstream workforce risks, while employee financial insecurity emerges as a top-five concern, according to Marsh’s People Risk 2026 report.
Nearly three-quarters of employers report increased responsibilities, prompting shift to one-stop solutions, according to The Hartford’s 2026 Future of Benefits Study.
Newfront’s Kimily Phu discusses employee benefits trends, regulatory challenges, and career advice for brokers in today’s complex, cost-pressured environment.
New research by The Hartford reveals a growing gap between what employers think they’re providing and what employees actually experience with workplace benefits.