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NCCI’s 2026 State of the Line report found that workers’ compensation delivered a 91% combined ratio in 2025 even as net written premium edged down and claim severity rose.
New demands and recruiting challenges make some roles hard to fill, but educational efforts are bridging the gap.
Niche risks like tattoo parlors and marijuana shops attract a special kind of broker.
The use of wood framing in mid-size residential construction raises concerns
Optimism about the opportunities in excess and surplus lines was strong during the NAPSLO conference.
Complex claims — old and new — call for relationship-building to minimize surprises.
The transfer of reputational risks involves both preventative strategies as well as finding ways to mitigate the impact.
Worldwide losses could top $600 million, but impact on US airlines is muted.
An effective insurance program must fit your organization’s needs for tomorrow as well as today.
In the system we call capitalism, the prudent carry the profligate like hapless passengers.
Collectors of memorabilia and other items can obtain coverage and solid advice from a variety of specialty insurers.
Frustration with property CAT models is leading to change.
Earnings are up in P/C segments for many carriers, with high expectations for full year profits.
The complexities and nuances of these risks make it impossible for risk managers to find total coverage.
Larger ships using standard ports means less room for error.
Citing security concerns, many U.S. schools have cancelled study programs in Israel. Other travelers appear more cautious than scared.
In this softening marketplace, risk managers can reap the rewards of improved and robust coverage.
Political correctness may have good intentions, but the results lead to perdition.
Insurance payouts may help take some of the sting out of the loss of two Yankee star pitchers.
GM’s gambit to restore its reputation.
Money apparently can’t buy success at this year’s World Cup.