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An employer assumed it was covered for an employee’s welder’s lung claim. But iron fumes triggered the policy’s pollution exclusion, leaving the company in a tight spot.
When a franchisor client was confronted with the limitations of a traditional cyber program, it collaborated with 2019 Cyber Power Broker® Souwei Ford to boldly go where no cyber coverage had gone before.
There remains enough uncertainty about commercial tax exposures that insuring them is a booming business.
With many coverage questions yet to be answered about GDPR fines and penalties, there are a handful of solutions available for those who don’t want to take a wait-and-see approach.
The future of commercial insurance depends on insurance companies becoming less hierarchical and open to employing a broader talent base.
Big data, artificial intelligence and machine learning are driving a shift in the way insurers approach risk and could fundamentally change the business model over the long term.
The insurance business model is shifting away from the idea of repair/reimburse as more insureds desire a predict-and-prevent approach.
It’s time to start a real dialogue about the talent shortage in workers’ comp, and about investing in efforts to cultivate tomorrow’s workers’ comp leaders.
Commercial insurance and technology were made for each other; they don’t know how well just yet.
In California, the option to seek care in Mexico is producing better outcomes and reduced cost of claims in workers’ comp.
A misrepresentations and omissions clause precluded indemnity the one-time refinery owner.
After a drawn-out court case, I appreciate the hardship of managing dozens of insurance claims at once.
The Canadian health care system makes available all forms of private and public health care organizations including privately-run hospitals.
A business-friendly environment attracts captives looking to redomicile.
Vermont regulators came up with a creative way to save crucial dollars based on ceded risk.
A cruise line’s server slipped on salad dressing during her very first day on the job. When she submitted her claim, disability benefits were denied.
Experience with advocacy at a young age shaped Heather McClure’s passion to drive optimal outcomes and protect both patients and physicians.
As risk manager for a major entertainment company, Brad Waldron says collaboration with outside parties is key to staying successful amid evolving consumer preferences.
Although some anticipated a more relaxed environment under the current administration, evolving cyber and crypto currency risks create new regulatory compliance challenges.
The threat of employee theft is bigger than most companies realize. Recognizing the clues and implementing risk management protocols can avoid costly losses.