An injured worker’s initial experience with the workers’ compensation process can be daunting, but an advocacy-based approach can ease concerns, reduce friction and create a healthier, more productive outcome for both worker and employer.
With a rising loss trend and hardening market, risk managers seeking solutions for higher-hazard exposures have the deck stacked against them. They need liability insurers with specialized expertise and a comprehensive view of risk.
Coastal flooding may have grabbed media attention, but it is inland regions that have borne the brunt of floods in recent years. Help is at hand in the form of innovative nature-based risk mitigation strategies used in conjunction with insurance coverage.
Companies should consider adding on-site medical programs – in any of many available size and service options – to address a shortage of skilled employees and new hires and support employee retention across diverse industries.
Cyber risks are about more than private data; they imperil core operational functions and strategic objectives. If cyber security doesn’t already have the attention of the board, it’s time to change that.