Despite predictions of reduced storm activity in 2026, Allianz Commercial warns that a below-average forecast has rarely guaranteed a below-average loss year.

From modeling collaborations to research consortia, the insurance industry helps insureds prepare for fire and flood, no matter which way the political wind is blowing

Wildfires and severe convective storms accounted for 99.9% of North America’s $90 billion in natural catastrophe insured losses, according to Swiss Re data.

A global survey of C-suite leaders found that 87% expect commercial insurance to become increasingly strategic over the next three years, according to a report from the Worldwide Broker Network and MarshBerry.

Geoeconomic confrontation, cyberattacks, extreme weather and aging systems are amplifying risks across essential infrastructure networks, according to a Gallagher report.

Global insured losses from natural disasters totaled $20 billion in the first quarter of 2026 — 26% below the 10-year average — according to Gallagher Re’s latest Natural Catastrophe and Climate Report.

The rapid expansion of solar photovoltaic farms into hail-prone regions is creating new underwriting challenges that demand better risk modeling and mitigation strategies, according to Gallagher Re and AXIS.

A report by the California Earthquake Authority concludes that the state’s current systems for managing wildfire risk are failing ratepayers, insurance policyholders, and disaster survivors.

Extreme weather creates workforce disruptions that many organizations fail to account for in resilience planning, according to Deloitte.

Cumulative losses from severe convective storms now exceed those from hurricanes, challenging the traditional classification of these events as ‘secondary perils,’ according to Allianz Commercial.

Secondary perils accounted for a record 92% of global insured natural catastrophe losses in 2025, and trend-line projections point to $148 billion in 2026, according to Swiss Re Institute.

Survey points to opportunity to narrow gap between insurer ambition and implementation of risk mitigation: IIS report.

The 2026 FM Resilience Index reveals that emerging physical risks — particularly water stress and fire hazards — are creating blind spots for businesses planning expansion and operations.

High-frequency catastrophes reshape insurance landscape and widen protection gaps, Aon reports.

Chubb survey reveals wealthy individuals increasingly exposed to emerging threats from climate, cyber attacks and liability.

Insurance industry faces sixfold increase in payouts as “non-peak perils” rival hurricanes in destructive power, reports Munich Re.

AXA says insurers must evolve from claim payers to risk prevention partners to remain viable as modern threats become more complex and interconnected.

Private Client Power Broker Julie Eshelman shares some cutting edge information on high net worth home security.

ZestyAI survey reveals carriers pivoting to precision risk tools while struggling to operationalize artificial intelligence.

More than two-thirds of executives feel more stressed in 2025 than the prior year—driven in part by the rising frequency and severity of extreme weather events. Insurance experts say proactive planning and comprehensive coverage strategies can help businesses build resilience against these growing environmental threats.