While wildfires present a direct threat to communities and businesses in the vicinity of the fires, smoke can travel hundreds or thousands of miles, as seen in this year’s fires.

Nearly 25% of claims adjusters are expected to retire by the end of 2027 while carriers struggle to scale AI and manage escalating catastrophe losses, according to Sedgwick.

Sensor technology and design for resilience are advancing rapidly, but so are underwriting complications and climate change.

Rising exposure, demand surge and climate shifts are pushing the global insured average annual loss from natural catastrophes to $171 billion, according to Verisk.

Only about half of companies assess supplier risk exposure and roughly one-fifth have a climate adaptation plan, leaving hidden vulnerabilities buried deep in value chains, according to Deloitte.

Natural disasters caused an estimated $112 billion in losses in the first half of 2026, with only $44 billion insured, leaving a 60% protection gap, according to Munich Re.

Asset managers and insurance focus on single-asset risk scores while missing the hidden dependencies between buildings, infrastructure networks, and communities.

A potentially historic El Niño event already intensifying dry conditions across the central U.S. could trigger a ‘mini-Dust Bowl’ in the years ahead, according to AccuWeather.

Average roof age varies by nearly a decade across U.S. states, and chronic climate conditions — not just catastrophic events — are driving accelerated replacement cycles, Nearmap reports.

From cyber threats to workforce challenges, business leaders face a growing list of risks. A new report from The Hartford highlights where concerns are bubbling up and how companies can respond.

Risk has become a persistent feature of the business environment rather than an occasional disruption, according to Gallagher’s 2026 Business Owners Survey.

Uninsured residential flood losses could range from $375 billion to more than $1 trillion depending on event severity, with protection gaps of about 65% or higher: Moody’s Ratings.

Despite predictions of reduced storm activity in 2026, Allianz Commercial warns that a below-average forecast has rarely guaranteed a below-average loss year.

From modeling collaborations to research consortia, the insurance industry helps insureds prepare for fire and flood, no matter which way the political wind is blowing

Wildfires and severe convective storms accounted for 99.9% of North America’s $90 billion in natural catastrophe insured losses, according to Swiss Re data.

A global survey of C-suite leaders found that 87% expect commercial insurance to become increasingly strategic over the next three years, according to a report from the Worldwide Broker Network and MarshBerry.

Geoeconomic confrontation, cyberattacks, extreme weather and aging systems are amplifying risks across essential infrastructure networks, according to a Gallagher report.

Global insured losses from natural disasters totaled $20 billion in the first quarter of 2026 — 26% below the 10-year average — according to Gallagher Re’s latest Natural Catastrophe and Climate Report.

The rapid expansion of solar photovoltaic farms into hail-prone regions is creating new underwriting challenges that demand better risk modeling and mitigation strategies, according to Gallagher Re and AXIS.

A report by the California Earthquake Authority concludes that the state’s current systems for managing wildfire risk are failing ratepayers, insurance policyholders, and disaster survivors.