Independent brokers value the freedom to define their culture and corporate philosophy.

The relationship between a broker and insured is determined by its nature, not by length of time.

More companies are buying cyber insurance, brokerage firms say.

Crop and flood insurance, and a host of health-care related concerns are top of mind for brokerage organizations.

Certificates of insurance are often required, but risk managers should understand that it is always the actual policy that controls coverage.

The law streamlines the national licensing process for brokers, but it may take two years to be operational.

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