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U.S. property and casualty market conditions are softening but nonprofits continue to face uneven affordability and access challenges, particularly in casualty, auto and abuse coverage, according to Gallagher.
Businesses are boosting cyber defenses and insurance purchases even as artificial intelligence creates new vulnerabilities, according to The Travelers Companies’ 2026 Travelers Risk Index.
The latest people news in the industry today.
Insurers remain divided between excluding, affirmatively covering or staying silent on AI-related losses, according to a RAND Corporation research report.
State lawmakers introduced a wave of bills tying portable benefits to independent-contractor status in 2026, reshaping the worker classification landscape tracked by the NCCI.
CorVel’s CJ Cypcar examines why AI is reshaping claims work, while long-standing fundamentals — speed, communication, return-to-work, and human judgment — still determine outcomes.
Nearly two-thirds of employers reported annual turnover of 10% or higher in 2025 while retention has become a business-wide risk, according to Gallagher.
Accommodated workers’ comp claims closed at roughly 60% lower total cost than unaccommodated ones, and adoption of tech-guided return-to-work programs has grown for three straight years, per Kinetic Insurance.
AI data centers and renewable energy investment alone could produce roughly $200 billion in cumulative commercial property and casualty premiums through 2030, according to Swiss Re Institute.
A survey of 150 insurance leaders found that 83% back AI for repeatable operational tasks while 86% insist people must retain authority over consequential decisions, according to mea Platform.