Risk Insider

Is Workers’ Comp’s Golden Era Transitioning to a New Normal? Three Threats that Could Reshape the Market

Three structural threats — coverage cost-shifting, a narrowing wage-medical inflation gap, and rising labor market risk — may be poised to end workers’ comp’s decades-long winning streak.

The Hidden Risk of Underreporting — Part 2: When Heat Overexposure Goes Unrecognized

Pharma Comes Home: What Reshoring Means for Risk Leaders

The New Face of Insurance Fraud Looks Just Like a Legitimate Claim

Understanding the Surplus Lines Market: Why It Matters for Policymakers

Recently in Risk Insider

Have You Considered COVID-19’s Workers’ Comp Implications for Frontline Workers?

Workers in important industries who find themselves still in the workplace as the COVID-19 pandemic rages on are in a bind, and so are their employers.

COVID-19 Coverage Disputes? Let’s Let the Courts Decide

When it comes to coverage questions, insurance is a very complicated business. The courts are a far better venue for coverage disputes then the aisles of Congress.

COVID-19 Injury or Death Litigation? Examine Your General Liability Policy Very Closely

As tort litigation begins over COVID-19, insureds may start turning to their Commercial General Liability policies for coverage.

Exoskeletons and Workers’ Comp: How the Insurance Industry Can Lead the Way

Occupational exoskeletons present a transformational opportunity for the insurance industry to catalyze workplace safety and drive down workers’ comp costs.

COVID-19 Can Detonate Cyber Landmines if You Don’t Pinpoint Your Exposures

Just as natural disasters threaten property losses, COVID-19 is having a profound effect on IT infrastructure and cyber security. Make sure you know your exposures.

During COVID-19, Risk Managers Must Act Now to Be the Heroes Businesses Need

Businesses pivoting to address COVID-19 hold lessons for how we can create a more resilient society.

This Supreme Court Case Shows Exactly Why Every Employer Needs to Understand ERISA Requirements

As an employer, it is important to understand ERISA and the penalties involved for non-compliance.

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COVID-19 Business Interruption Relief Legislation Drafted by Butler University Risk Manager

A Butler University Risk Management professor is urging Congress to pass a pandemic risk insurance backdrop.

Is COVID-19 a Covered Pollution Exposure? What to Look for in Your Policy Language

This environmental broker examines whether or not pollution legal liability policies can provide some relief to enterprises struggling with the effects of COVID-19.

Butler’s Risk Manager Calls for a Pandemic Risk Insurance Act

Butler University Risk Management professor Zach Finn recommends a Pandemic Risk Insurance Act to help mitigate coronavirus losses for businesses. 

6 Commonsense Ways to Quantify and Mitigate Flood Risk

The financial pressure on risk managers and businesses to address flooding risk in the wake of climate change is mounting. Here are a few ways to start.

COVID-19 and Business Interruption: How Insurance Can and Cannot Mitigate Losses

Coronavirus is causing massive disruptions and losses to businesses. Here’s where insurance may help.

Coronavirus and Telecommuting: How One Risk Is Giving Way to an Even Bigger Cyber Threat

More and more businesses are turning to telecommuting in an effort to curb coronavirus from spreading, but cyber risk still looms.

Insurance Carriers: The Information Tech Risk You Underwrite Could Very Well Be Your Own

Given our increasingly integrated computer systems, assurance activities such as assessments, tests and audits are increasingly difficult to perform. But there are a few key strategies and tactics that can help.

Insurance Professionals: Stop Sitting on Your Hands and Start Mentoring Young Talent

As the insurance industry faces a talent shortage, mentorship could be the key to helping young people find their footing in the industry. 

The Best Risk Management Story from the 2020 Oscars

From the death of Clayton Christensen and the surprising results of the recent Academy Awards, risk management truths emerge.

Equipment Failure Catalyzes Losses; FM Global Believes Predictive Analytics Can Help

Shutting down production for even a few hours for maintenance can have a tremendous impact on profits, which is why predictive analytics can help catch a potential problem before it arises.

5 Absence and Disability Trends that Will Shape Workplaces in 2020

Changes in paid parental leave, mental health concerns, and the use of marijuana in the workplace are among the workplace disability trends to watch in 2020.

You Will Get Bricked; How to Survive Obsolescence Risk

Risk managers need to take action now to make sure their organizations are protected against planned or natural technology obsolescence.

What Is Claims Management Success? Data Can Help Define It

Using data to understand your workers’ comp program may seem tricky. Here are a few questions to guide your thinking.