Risk Insider

Is Workers’ Comp’s Golden Era Transitioning to a New Normal? Three Threats that Could Reshape the Market

Three structural threats — coverage cost-shifting, a narrowing wage-medical inflation gap, and rising labor market risk — may be poised to end workers’ comp’s decades-long winning streak.

The Hidden Risk of Underreporting — Part 2: When Heat Overexposure Goes Unrecognized

Pharma Comes Home: What Reshoring Means for Risk Leaders

The New Face of Insurance Fraud Looks Just Like a Legitimate Claim

Understanding the Surplus Lines Market: Why It Matters for Policymakers

Recently in Risk Insider

This Year’s Hurricane Season Isn’t Anything Like We’ve Seen Before. But There’s Still a Way Through the Storm

Preparation and action that takes place now can help businesses become more efficient, effective and resilient to natural catastrophes and similar crises in the future.

What Is Fatigue Identification Software and Is It Ready for Implementation?

Fatigue is so much more than needing another cup of coffee, it could be a matter of life and death. Although the technology is young, companies are already adopting fatigue identification software.

50 Years of Misinformation — Squat Lifting Is Not Safer Than Stoop Lifting

Since the 1970’s, there has been a misconception that squat lifting is safer than stoop lifting, but research shows fallacies in that theory.

Long Data Versus Deep Data: What’s the Difference and Why Should We Care?

Just because a company is new and growing doesn’t mean that underwriters and actuaries are shut out from accessing actionable data.

Stronger Together: How COVID-19 Will Strengthen Collaboration in Workers’ Comp

With great challenge comes great opportunity. It’s time to start incorporating what we’ve learned to create a culture of workers’ comp best practices.

Water Rising: The Threat to Construction Is Real; the Solution Is All Around Us

Construction has successfully been able to reduce the number and impact of fire incidents. Now’s the time to focus on flood risk and do the same.

What Challenges Are Small Businesses Facing Amid Return to Work After COVID-19?

Working remotely is not an option for many businesses, so employers need to carefully devise a plan and protocols to contend with the serious risks associated with coronavirus.

How Brokers Can Help Businesses Struggling Because of COVID-19

Brokers are in a unique position to help businesses struggling in the aftermath of COVID-19 shutdowns and mandatory work-from-home orders.

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According to This Professor, Teach Like Your Tech Won’t Work During COVID-19

For schools of every level or subject across the entire globe, the academic fall semester will have hiccups. Starting the school year with good risk management will minimize the need for damage control in the long run.

Redlining Needs to End: How the Insurance Industry Can Be a Force for Fair Housing

Insurers must ask themselves if their underwriting criteria have a disproportionate negative impact on people of color.

A D&O Hard Market? A 2020 Analysis from Gallagher’s Phil Norton: Part Two

The D&O market has been hardening since the spring of 2019. As we’ve entered into 2020, that trend has not slowed as new factors are coming into play.

Professional and General Liability Indemnity Proving Too Much for Subcontractors

Some SMEs appreciate the need for and long-term benefits of having comprehensive insurance coverage, while others are happy enough if their insurance appears to meet the needs of the contract in front of them.

Opioid-Related Overdose Deaths Are Still Devastating Communities; Here’s How Ergonomics Can Help

Musculoskeletal disorders can lead to opioid abuse, but workplace ergonomics can make a difference. Let’s not forget the urgency of the opioid epidemic in the wake of COVID-19.

A D&O Hard Market? A 2020 Analysis from Gallagher’s Phil Norton: Part One

The D&O market has been hardening since the spring of 2019. As we’ve entered into 2020, that trend has not slowed as new factors come into play.

Are Your Workers Doubling as Caregivers? How COVID-19 Is Forcing Employers to Rethink Leave Policies

Employers should consider updating their leave policies to assist remote workers doubling up on caregiving responsibilities.

Wearables, Exoskeletons and Body Sensors: How Technology Is Changing Ergonomics

Technology is now inseparable from the ergonomics revolution empowering safety professionals to prevent injuries.

The Vital Lessons This CPCU Instructor Learns from the Industry’s Young Minds

This CPCU designee and instructor leveraged his past experiences to help his students translate the ‘language of insurance’ all while fueling his own desire for more designations.

Universities Face Dire Financial Risks During COVID-19. So Do Parents and College-Aged Students Who Make the Wrong Choices

Even with COVID-19 in the mix, college is an investment, not a gamble. It just requires good risk management to make the right school choice.

Ransomware Is Growing More Pernicious; It’s High Time Your Defenses Evolve

With ransomware and similar cyber attacks on the rise, it is vital for those in the field to help prepare SMEs for the potential dangers that lie ahead.

What’s the Cure When International Disputes Threaten University Finances?

As political tensions between the U.S. and China heat up, international students could be caught in a bind.