Understanding the coverage gaps between general liability, professional liability, and pollution policies can help contractors avoid costly surprises when claims arise.

LA wildfires drive 2025 insured losses to $107 billion, with U.S. accounting for 83% of global total, according to Swiss Re Institute.

Third-quarter pricing shows continued moderation after sharp increases in early 2025, per WTW benchmark data.

Thanks to increasingly affordable smart sensors and connected home technology, insurers can now help policyholders prevent many of the most costly and disruptive types of damage before they occur.

A 10-year comparison of leading claims by The Hartford reveals shifting risks for business owners, including litigation driving up liability costs.

Chubb survey reveals wealthy individuals increasingly exposed to emerging threats from climate, cyber attacks and liability.

Third quarter records lowest claim volume in five years while projected severity could reach historic highs as claims mature: Verisk.

Despite social inflation pressures and casualty line struggles, robust investment income and disciplined underwriting support stable outlook for sector: AM Best.

First decline in commercial property rates since 2017, and another drop in cyber premiums signal a buyer-favorable turn in the market, The Council of Insurance Agents & Brokers reports.

New PRMA research reveals that affluent families increasingly worry about risks their policies don’t protect

While property market conditions favor public entity buyers, casualty exposures tied to litigation trends and legislation changes continue to challenge the market, according to Amwins.

Nationwide’s Tonya Courtney reflects on how disciplined underwriting, advanced analytics, and empathy are redefining what stability means in today’s E&S market.

Construction spending projected between $3 trillion and $7 trillion globally by 2029-2030 is fueling rapid expansion in data center infrastructure: Allianz Commercial.

Property rates decline by double-digits while global disaster claims approach $100 billion in first half of 2025, Aon reports.

Insurance industry faces sixfold increase in payouts as “non-peak perils” rival hurricanes in destructive power, reports Munich Re.

ZestyAI survey reveals carriers pivoting to precision risk tools while struggling to operationalize artificial intelligence.

Aon’s Jason Ott shares his perspective on climate change, cyber risks and other challenges in insuring his high net worth clients.

Matt Scott of The Hartford reflects on how innovation, technology, and customer partnership are redefining the future of risk services.

U.S. casualty insurance bucks trend with persistent rate increases driven by nuclear verdicts: Marsh.

Companies navigate divergent insurance trends as rates drop up to 20% for property coverage while liability premiums surge: Gallagher.