Sixth consecutive quarterly rate decline signals sustained relief for commercial insurance buyers, though U.S. market shows mixed signals across coverage lines: Marsh Risk.

The 2025 Los Angeles fires revealed that catastrophic losses aren’t determined by ignition probability alone, but by whether a fire can scale into a resource-overwhelming event: Delos.

Chubb survey reveals most high-net-worth property owners recognize flooding has intensified, yet 62% without coverage cite low personal risk.

High-frequency catastrophes reshape insurance landscape and widen protection gaps, Aon reports.

Commercial insurers lift rates to highest levels since mid-year, with general liability experiencing dramatic acceleration: Ivans.

The rapid and massive expansion of digital infrastructure demands an evolved approach to risk management.

Property rates soften amid competitive capacity while social inflation and emerging risks pressure casualty lines, creating a bifurcated market in 2026: USI.

Reinsurance buyers achieve double-digit rate reductions at year-end renewals, as reinsurers grow capital following strong returns: Guy Carpenter.

Understanding the coverage gaps between general liability, professional liability, and pollution policies can help contractors avoid costly surprises when claims arise.

LA wildfires drive 2025 insured losses to $107 billion, with U.S. accounting for 83% of global total, according to Swiss Re Institute.

Third-quarter pricing shows continued moderation after sharp increases in early 2025, per WTW benchmark data.

Thanks to increasingly affordable smart sensors and connected home technology, insurers can now help policyholders prevent many of the most costly and disruptive types of damage before they occur.

A 10-year comparison of leading claims by The Hartford reveals shifting risks for business owners, including litigation driving up liability costs.

Chubb survey reveals wealthy individuals increasingly exposed to emerging threats from climate, cyber attacks and liability.

Third quarter records lowest claim volume in five years while projected severity could reach historic highs as claims mature: Verisk.

Despite social inflation pressures and casualty line struggles, robust investment income and disciplined underwriting support stable outlook for sector: AM Best.

First decline in commercial property rates since 2017, and another drop in cyber premiums signal a buyer-favorable turn in the market, The Council of Insurance Agents & Brokers reports.

New PRMA research reveals that affluent families increasingly worry about risks their policies don’t protect

While property market conditions favor public entity buyers, casualty exposures tied to litigation trends and legislation changes continue to challenge the market, according to Amwins.

Nationwide’s Tonya Courtney reflects on how disciplined underwriting, advanced analytics, and empathy are redefining what stability means in today’s E&S market.