The governance failures alleged in most major D&O liability claims—the board decided wrong—have acquired a nastier companion claim: the board couldn’t help itself.
U.S. commercial insurance pricing has softened significantly from recent highs, with aggregate price increases falling to 2.5% in the first quarter of 2026, according to WTW.
Adverse loss development on accident years 2023 and 2024, combined with four consecutive years of premium declines, could compress underwriting margins, according to AM Best.
AI litigation is spreading beyond tech, M&A activity is surging, and boardrooms are reckoning with a regulatory landscape that’s rewriting what director accountability looks like. according to WTW and Reed Smith survey.
Ample capacity is keeping pricing competitive across most lines for financial institution buyers, but underwriters are tightening terms in specific high-risk area, according to Gallagher.
Global insurance rates declined for the seventh consecutive quarter in early 2026, driven by property rate drops and persistent insurer competition, Marsh reports.
Ransomware losses, AI-driven exposures and nuclear verdicts threaten to disrupt the currently stable executive lines insurance market, according to Risk Placement Services.
Court rules insurers failed to prove settlement represented effective increase in deal consideration, reinforcing high burden on carriers to invoke exclusions in D&O policies.
Record dollar losses at stake signal bigger settlements ahead despite decline in class action lawsuits, according to report from Cornerstone Research and Stanford Law School.
Property rates soften amid competitive capacity while social inflation and emerging risks pressure casualty lines, creating a bifurcated market in 2026: USI.
First decline in commercial property rates since 2017, and another drop in cyber premiums signal a buyer-favorable turn in the market, The Council of Insurance Agents & Brokers reports.
AI-driven businesses face rising litigation, regulatory scrutiny, and insurance challenges from misrepresentation, disclosure failures, and systemic risk.