Underwriting

Wildfire Insurance Needs Physics-Based Risk Assessment, Not Just Ignition Probability

The 2025 Los Angeles fires revealed that catastrophic losses aren’t determined by ignition probability alone, but by whether a fire can scale into a resource-overwhelming event: Delos.

Federal Push to Reclassify Cannabis Could Transform Insurance Market for Industry

Arrowhead Intermediaries Is on the Move

Casualty’s Imbalance Problem: Technology Lowers Some Risks, Society Raises Others

Human Services Liability Exposures Drive Premium Increases Up to 800%

Recently in Underwriting

Underwriting Reassessments Drive Long-Term-Care Reform

Carriers offering long-term-care coverage have been rocked by low lapse rates in a low-interest environment.

You Can’t Handle the Truth!

Has the time for sanity in excess follow forms arrived?

FEMA’s Revisions May Result in Less Flood Protection

FEMA’s recent flood map exempted about 60,000 homeowners in New Orleans from required NFIP coverage. Will private insurers step in to offer protection?

Cyber Risks and ILS

The race is on to develop a CAT bond-like vehicle that could build an extra layer of protection against cyber threats.

Top 5 Challenges and Opportunities for E&S

Attendees of the 2016 NAPSLO Annual Convention shared their thoughts on what lies ahead for the excess and surplus insurance industry.

Ocean Warming Risk: Why Does it Matter to Insurance?

The oceans’ critical impact on property risk is just beginning to be understood.

Autonomous Risk

When self-driving vehicles meet the sharing economy, numerous industries will need to brace for change; insurance among them.

Cyber Security’s Latest Buzz

Think you’ve got a firm grasp of your clients’ cyber risk? Think again.

Asleep at the Wheel

Drowsy driving is increasing liability for transportation companies, and increasing commercial auto rates as well.

‘Moderate Decline’ in Market Renewals

Insurance rates decreased on average by 3.6 percent in the second quarter of 2016.

Fuel for Innovation

In an era of fierce competition, E&S players turn to customization and cutting-edge technology to differentiate themselves.

Corporations Get Creative With Cells

Cell captives are innovating, and some risk managers use them to drive business relationships.

Hawaii Calls

Here’s an answer to recruitment and retention challenges: Hold your special events in the Hawaiian Islands.

Geovation – Where Innovation meets Location

Can insurance innovate by adding a location component to data?

Financing Pandemic Risk

The World Bank’s pandemic initiative may provide a roadmap to transfer the risk of Zika to capital markets.

Data: The New Player

Regardless of what form data takes, data is and will be the engine that drives market forces now and in the future.

Insuring Feathers, Fur and Football Tradition

Using live animals as sports mascots requires a focus on risk mitigation.

Insurance Without Limits

Swiss Re Corporate Solutions partners with two intrepid explorers to prove the mettle of solar power in flight.

Insurance for Young ‘Art’ Lovers

Wine collections, jewelry and identify theft also part of the coverage

Investments in Online Insurance Sales Booming

Start-ups and established insurers are focusing on online, direct sales of insurance to small and medium-sized businesses.