In this year’s Black Swan coverage, we focus on two events: An Atlantic mega-tsunami which would wipe out the East Coast and a killer global pandemic.

Captives should adapt to their parent companies’ changing risk profiles. Following this plan helps risk managers identify and execute necessary changes.

In this issue we consider catastrophic losses, and weigh the opinions of those that would write the check should they occur.

As cyber risks intertwine with property, fidelity, professional liability and reputation exposures, comprehensive insurance coverage and services become paramount.

The demand for fast delivery is driving the growth of city warehouses, but these urban facilities present unique property and safety challenges for wholesale distributors.

Could a tsunami destroy everything from Boston to Miami? If it did, would we even stand a chance?

The next novel influenza strain could be the catalyst for a global recession. 

The number of gig economy workers is growing in the U.S. But their classification as contractors leaves many without workers’ comp, unemployment protection or other benefits.

The financial sector is not alone in seeking to identify how employees fall for cyber phishing scams.

Captives can serve as a primary-layer risk-transfer mechanism. They can also allow organizations to access reinsurance to cover difficult-to-insure losses.

After a life-changing injury, emotional barriers can hinder a person’s ability to re-enter the workforce. Focus on psychosocial factors is vital.

Among the annual toll in the U.S. opioid epidemic are up to 5,000 hospital inpatients. The drugs they are legally prescribed are creating liability issues for pharmacists as well as physicians.

Mega-loss claims and medical marijuana are workers’ comp challenges that are here to stay. See our map of the top current exposures plotted by frequency and impact.

Mega-loss claims and medical marijuana are workers’ comp challenges that are here to stay. See our map of the top current exposures plotted by frequency and impact.

This university risk director says the profession has come a long way, but risk managers can increase their value by getting more involved in business strategy and driving true ERM.

Hanover’s distribution network acts as a good example of how a carrier can do a better job of getting products into the market through active listening.

When a city employee faints after using an e-cigarette during his break, his employer refuses to cover the incident under workers’ comp.

An insured is on the hook for legal fees after it fails to notify its carrier of an employment practice claim in a timely manner.

After hiring a competitor’s former employee, one company faced a litany of legal charges and a claim denial from its insurer.

Why subject myself to hours of re-education to remove three points from my license? Fear of insurance, of course.