Business continuity planning can start with arts and science and business professors sitting down and designing a viable curriculum in terms of needs and wants. Leave their guns and swords outside the room. Work together.
A hard market is expected to continue into 2021, and insurers and universities alike will have to stay creative in their approaches to risk management and underwriting higher education through this financial crisis.
While avoiding the risk of community spread by having classes exclusively online is not feasible for many colleges, the risk of spreading the virus can be reduced by banning all mass gatherings, including college football practices, on campus.
Think about what it means if an organization converts to a microservice architecture monitored by a cybersecurity rater. A person knocking on the cyber wall door will trigger risk management responses.