Frightening fact: There were 12 million unique types of malware identified in 2015 alone.

Foster Farms’ director, corporate treasurer knows that risk managers need to graduate from a “necessary evil” to a true business partner in their companies.

Counting on rational behavior by the actors in any given organization might be a mistake.

Excess follow forms don’t necessarily mirror the language of the primary policy, so beware.

Comprehensive risk analysis will help risk managers determine where foreign local D&O premium dollars should be spent.

Assessing the value of automated loss runs as a way to increase underwriting efficiency.

Drones can make police work more effective; and safer for police officers. What’s the holdup?

Companies with a number of international locations must take a detailed approach to crafting D&O coverage.

Learning from peers and professional organizations aids professional and personal success.

Outsourcers often provide expertise and real-time systems, but oversight is essential.

David Hornaday knows risk managers have to be more fluent and competent in the financial world. Just procuring insurance isn’t enough anymore.

Can insurance innovate by adding a location component to data?

In creating risk registers, risk managers should strive to keep their lists short and dynamic.

Health care exchanges are going broke because we are over-buying services.

Regardless of what form data takes, data is and will be the engine that drives market forces now and in the future.

Risk professionals need to personalize safety messages so employees make it part of their on-the-job practice.

State oversight can help rein in compounding, but inroads can also be made from within claims payer and managed care organizations.

Setting priorities for which risk to address first can be extremely challenging.

Bigger ships passing through an expanded Panama Canal translates to bigger risk accumulations.

New legal guidelines should strengthen board governance and reputation risk management.