As E&S property and reinsurance markets face abundant capacity and continued pricing pressure, AmTrust’s Kevin Sullivan explains why disciplined underwriting, careful risk selection and stronger coverage terms will matter in 2027.
As insurers retreat from high-risk areas, homeowners face shrinking coverage options, growing reliance on the FAIR Plan and difficult choices in the surplus lines market.
Nationwide’s John Anthony explains how underwriting discipline, data and stronger wholesale partnerships can help E&S carriers navigate increasingly complex risks and uncover new opportunities.
As complex and emerging risks test traditional insurance markets, Bermuda continues to give risk managers access to the capacity, expertise and flexible solutions they need.
Court eliminates exhaustion requirement for declaratory relief and bad faith claims, allowing insureds to pursue all layers of coverage simultaneously in disputes over layered insurance programs.
Abundant capacity and disciplined underwriting are giving buyers greater leverage over pricing and structure, though risk differentiation increasingly determines outcomes, according to Risk Placement Services.
Karen London, President, Specialty Casualty, QBE North America, discusses the evolution of the casualty market, the importance of underwriting discipline, and how QBE is building a specialty casualty platform designed for long-term stability and sustainable growth.
Excess casualty has moved beyond traditional hard and soft market cycles. Here’s how clients, brokers and risk managers can navigate a more complex landscape defined by severity, specialization and structural change.
The E&S market surpassed $100 billion in direct premiums written for the first time in 2025, but its growth rate fell to 7.8% — the lowest in eight years, according to S&P Global Market Intelligence.
Premium expansion moderates to 9.7% through Q3 2025, while fronting companies and new market entrants pursue aggressive expansion strategies, AM Best reports.
Premium growth of 13.2% at midyear 2025 reported by stamping offices reflects E&S industry’s expanding role as alternative coverage solution, the Wholesale & Specialty Insurance Association reports.
Average rate increases ease to 2.8% from first quarter’s 3% rise, with commercial property insurance showing improvement, according to Novatae’s Market Barometer.