Navigating the intricacies of ESG, the challenges of AI in underwriting and the effects of inflation on the financial lines sector.

“Cyber is a huge topic in our industry and the world these days. Even Warren Buffett recently mentioned it as one of his ongoing fears in managing his businesses, especially his insurance business.”

Amidst evolving regulations and market competition, the D&O and cyber liability insurance sectors are seeing rates level off, reports BRP Group.

The Hartford joins a growing-list of insurers that have withdrawn from California’s homeowners insurance market.

Despite strong underwriting results in 2023, Fitch Ratings reports that the U.S. D&O insurance market faces declining premiums and emerging litigation risks.

Health and safety risks top the list for global directors and officers, surpassing cyberattacks and data loss, according to survey from WTW, Clyde & Co.

Corporate fraud cases are on the rise, requiring more vigilance and internal controls before misdeeds cause a crisis, warns a report by Arthur J. Gallagher & Co.

Facing increased competition and regulatory pressures, the U.S. D&O insurers receive a negative outlook with declining premiums and rising legal expenses.

Ongoing inflation, refinancing and insolvency pressures, and geopolitical and ESG issues are some of the headwinds D&Os need to be prepared for.

A bad actor places a small college in Pennsylvania on a path to reputational and financial distress.

Heightened tensions over ESG are prompting many organizations to lower the volume on their public statements and disclosures.

Aon’s Timothy Fletcher counts loyalty as a primary value in assessing his professional relationships. He said his relationship with Aon is built on that foundation.

“Shareholder litigation is driving about 85% plus of the losses in the D&O world. It can also hit what we call E&O, on the financial institution side.”

A recent surge in book banning should have public libraries reviewing risk management and insurance practices with their brokers and other insurance personnel. 

“The digital transformation of businesses has created new types of exposures while exacerbating existing ones. No longer are executive risks limited to the office; they now penetrate digital channels both in our work-from-home setup and our traditional workplace.”

In a recent webinar, presenters discuss the origins of ESG practices, how businesses are responding and the overall impact on commercial insurance.

Discover how public companies can develop an ESG framework that makes a positive impact while avoiding liability.

Of note: Not only is the D&O market growing, but the loss experience is improving. 

Mental health, workplace injury and more. Here’s what employers need to assess before bringing workers back into the office after shutdown.

Is adequate risk transfer in the face of rapid technological change even possible?