Pollution and professional liability exposures can run the gamut for contractors. Luckily, there are several steps these professionals can take to help get ahead of the risks and keep themselves whole.
Insureds want fee transparency. The right TPA partner will communicate effectively, demonstrate where there are savings and work to build tailored solutions.
While some workers’ comp carriers recognize that addressing an injured worker’s stress can speed up recovery, not all provide a holistic approach. Integrating an Employee Assistance Program (EAP) into a workers’ comp program supports total worker health before and after an injury.
Two recent One Call hires demonstrate the positive effect external talent and perspectives have on bringing forth successful workers’ compensation solutions.
Carriers that have the depth of experience and the vision to create and maintain stable portfolios will be better partners to buyers and distributors of insurance in the long run.
Successful underwriting for international risks requires a level of cultural and economic analysis that is not typically considered for domestic exposures.
Private equity continues to be a robust component of the insurance marketplace. For firms and their portfolio companies, finding a partner that provides consistent, proactive risk mitigation is essential.
The increased adoption of renewable energy technologies, particularly EV charging stations and solar panels, means it’s time for a risk review. Best practices for installation and upkeep start with having the right partner in place.
During the tough property markets of recent years, parametrics grew in popularity. Now, even as the market stabilizes, they’re proving their staying power.
Topicals can be a costly specialty medication in workers’ compensation. But when a topical is deemed medically necessary, it’s important payers have a resource that works with them to reduce their overall cost.
Technology can help to prevent losses, improve safety and security, and reduce the cost of insurance — if property owners and managers select the right tools. Experienced risk professionals can help their clients get the most bang for their buck.
Prompt, comprehensive physical therapy is shown to drive down costs and help injured workers get back on the job. Recovery+ enhances in-person therapy with a biopsychosocial model designed to help do just that.
Preventing workplace injuries and reducing workers’ comp costs means diving into the details of workers’ day-to-days and finding solutions to common hazards that go beyond simple compliance. This is what a comprehensive safety program looks like.