Compounding forces including litigation funding, nuclear verdicts and aggressive trial strategies are pushing medical professional liability severity well beyond general inflation, S&P Global Market Intelligence found.
Ransomware losses, AI-driven exposures and nuclear verdicts threaten to disrupt the currently stable executive lines insurance market, according to Risk Placement Services.
A growing category of AI-native risks — including hallucinations, algorithmic bias and model drift — falls outside the scope of standard insurance policies, according to Gallagher Re report.
Insurers report higher claim severity in 2025, with defense costs and social inflation driving rate increases for 2026, according to Ames & Gough survey.
Understanding the coverage gaps between general liability, professional liability, and pollution policies can help contractors avoid costly surprises when claims arise.
Violence against health care workers is showing no signs of slowing down. Health care organizations must lean into risk management, or face expensive and painful consequences.
AM Best warns that favorable investment environment may discourage necessary rate actions as tort reform changes and social inflation drive claims severity.
Health care facilities of all sizes are embracing AI to reduce administrative workloads and improve note taking. However, adoption of the technology also comes with risks.
Surge in telemedicine creates liability risks as providers grapple with coverage gaps and cybersecurity threats, reveals a survey of brokers by QBE North America.