A new Nationwide survey reveals a widening gap between awareness of A.I.-enabled cyber risks and preparedness to respond — and points to the growing role of insurers in closing it.

Property rates continue to fall despite billions in losses while casualty capacity tightens and power and renewables risks grow more complex, according to Amwins.

Directors and officers face mounting exposure to cyber threats as organizations sharpen their focus on resilience, risk quantification and incident preparedness, according to WTW.

Global commercial insurance rates declined 5% in the third quarter of 2026, with property down 10% and casualty up 1%, Marsh found.

Claims tied to business email compromise have surged since late 2025, while funds transfer fraud and ransomware remain largely untouched by A.I. automation, Coalition reports.

Mid-market business cyber insurance purchases jumped 34 percentage points since 2024 even as small businesses remain stalled at 42% adoption, according to Nationwide survey.

Businesses are boosting cyber defenses and insurance purchases even as artificial intelligence creates new vulnerabilities, according to The Travelers Companies’ 2026 Travelers Risk Index.

Insurers remain divided between excluding, affirmatively covering or staying silent on AI-related losses, according to a RAND Corporation research report.

More than half of digital health executives expect their businesses to shrink in the next year as cyber, AI and regulatory risks increasingly overlap, according to Beazley.

Bad actors are intercepting confused policyholders the moment they turn to a search engine for help, often steering them to sue their insurers rather than file a claim.

New security flaws surged 36% this spring, but the way criminals actually break in — stolen passwords on remote-access systems — barely budged, according to Beazley Security report.

Swiss Re report finds premium growth holding at 5% CAGR even as AI-driven threats and a widening protection gap push insurers to rethink coverage adequacy

Premiums fell for every account size in the second quarter of 2026, the first time that has happened in 34 quarters, according to The Council of Insurance Agents & Brokers.

A 2026 breach at an automotive tech provider left up to 150,000 drivers unable to use their vehicles, illustrating how third-party digital failures can expose automakers to liability, according to Munich Re and TÜV SÜD.

Social engineering accounted for 85.3% of incurred cyber insurance losses in the first half of 2026, up from 17.7% in the first half of 2024, according to Resilience.

The Baldwin Group’s Q2 Market Pulse ties the property downturn to falling reinsurance costs and a quiet hurricane outlook, even as litigation and tariffs keep casualty severity high.

Insurance products are being drafted to address AI risk. Expect exclusions to come along with them.

AM Best maintains a stable outlook for the global cyber insurance segment, citing robust demand and favorable profitability even as premium growth slows and competition intensifies.

Average premium growth slowed to just 0.2% in the first half of 2026, signaling an end to the hard market, according to Alera Group.

A widening spectrum of risks is eroding food, beverage and agriculture companies’ confidence in their ability to manage them, according to WTW’s Global Food, Beverage & Agriculture Risk Report 2026.