Average premium growth slowed to just 0.2% in the first half of 2026, signaling an end to the hard market, according to Alera Group.

A widening spectrum of risks is eroding food, beverage and agriculture companies’ confidence in their ability to manage them, according to WTW’s Global Food, Beverage & Agriculture Risk Report 2026.

The U.S. cyber insurance market is facing mounting losses and structural shifts as price declines outpace premium growth, according to AM Best.

AI has accelerated cybercriminal capabilities while non-malicious incidents now account for a quarter of all cyber incidents, according to Lockton report.

Ransomware remains the costliest category of cyber event while third-party vendor incidents are responsible for a growing share of losses, according to Willis.

Agentic AI systems are enabling threat actors to conduct commercial espionage and fraud at unprecedented speed and scale, according to a new report from QBE North America and Control Risks.

U.S. commercial insurance pricing has softened significantly from recent highs, with aggregate price increases falling to 2.5% in the first quarter of 2026, according to WTW.

The expansion of AI-driven data centers is generating insurance demand that stretches beyond what the traditional P&C industry has previously experienced, AM Best says.

Insurance buyers and sellers are aligned on the threats reshaping the market, but coverage gaps remain in flood and cyber, according to a joint report from Munich Re US and the Insurance Information Institute.

Ransomware activity in Q1 2026 held at its second-highest level on record while internal AI adoption is emerging as a cyberrisk for companies, according to Travelers.

Business leaders at midsize and large U.S. companies rank cybersecurity and economic pressures as their foremost concerns heading into 2026, according to The Hartford’s annual Risk Monitor.

Two-thirds of U.S. businesses experienced a cyber event in the past 12 months, with AI-powered attacks hitting nearly a third of organizations, QBE reports.

Average premiums across all account sizes fell in Q1 2026 for the first time since 2017, according to The Council of Insurance Agents & Brokers.

A Beazley survey of 3,500 business leaders found that 82% believe they are prepared for cyber threats, even as AI-driven attacks grow faster, more adaptive and harder to contain.

Cowbell’s 2026 claims analysis found that stronger negotiation strategies and improved backup practices are driving down ransom payments despite increase in overall cyber claims activity.

Improperly deployed multi-factor authentication accounts for roughly 26% of all incurred losses in the manufacturing sector, more than firms with no MFA at all, Resilience reports.

The share of C-level leaders who feel their organizations lack sufficient cyber protection has risen steadily to 89%, up from 81% in 2021, according to Munich Re’s Global Cyber Risk and Insurance Survey 2026.

Geoeconomic confrontation, cyberattacks, extreme weather and aging systems are amplifying risks across essential infrastructure networks, according to a Gallagher report.

Global insurance rates declined for the seventh consecutive quarter in early 2026, driven by property rate drops and persistent insurer competition, Marsh reports.

Cheaper cyber insurance is flooding the market, but escalating risks are quietly testing its limit.