Geoeconomic confrontation, cyberattacks, extreme weather and aging systems are amplifying risks across essential infrastructure networks, according to a Gallagher report.

Global insurance rates declined for the seventh consecutive quarter in early 2026, driven by property rate drops and persistent insurer competition, Marsh reports.

Cheaper cyber insurance is flooding the market, but escalating risks are quietly testing its limit.

A joint report from the Insurance Information Institute and Fenix24 found that insurers, despite setting cybersecurity standards for policyholders, still have vulnerabilities in their own defenses.

Despite a 3% increase in global cyber claims frequency, average losses in 2025 dropped 19% year over year as organizations became more effective at limiting breach damage, according to Coalition.

Chubb’s 2026 Cyber Claims Report finds that autonomous AI attacks, expanding privacy litigation, and supply chain interdependence are driving divergent trends in cyber claim frequency and severity.

From supply chain disruptions to cloud outages, systemic shocks are no longer theoretical. Industry leaders explain why predicting and preventing cascading losses requires new tools, deeper collaboration, and a fundamentally different approach to risk.

Privacy class actions tied to routine website tracking have surged nearly tenfold since 2022, with small and midsize businesses bearing a disproportionate share of exposure, according to KYND.

A new Munich Re report finds that ransomware, supply chain attacks and AI-driven threats are expanding the cyber risk landscape while the vast majority of exposures remain uninsured.

Ransomware losses, AI-driven exposures and nuclear verdicts threaten to disrupt the currently stable executive lines insurance market, according to Risk Placement Services.

A growing category of AI-native risks — including hallucinations, algorithmic bias and model drift — falls outside the scope of standard insurance policies, according to Gallagher Re report.

Insurance risk leaders face near-term economic pressures while bracing for AI-driven risks, according to Emerging Risk Survey by Casualty Actuarial Society and Society of Actuaries.

Moderation in price increases offers respite after years of substantial rate increases, WTW survey shows.

As data-only extortion surged to 65% of cases in the second half of 2025, organizations face reputational and legal fallout that outweighs operational disruption: Resilience.

The 2026 FM Resilience Index reveals that emerging physical risks — particularly water stress and fire hazards — are creating blind spots for businesses planning expansion and operations.

Gallagher’s latest survey reveals AI adoption is accelerating, yet skills gaps and governance shortfalls threaten to slow the realization of returns.

This year, 6 brokers were selected as the 2026 Cyber Power Brokers. An additional 5 were named finalists.

Brokers can bring significant value by truly understanding what the insured’s operations are.

With increasing cyber risk, attracting the right talent into insurance is a must. Here’s how the cyber space is getting the job done.

Capacity, competition and favorable loss ratios signal major shift across most lines of business, according to CIAB Q4 2025 Market Index.