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As climate effects and non-peak perils challenge traditional diversification strategies, property insurers need a comprehensive approach to accumulation risk that goes far beyond standard modeling.
Timely access to the right medical care and efficient coordination across stakeholders significantly improves recovery outcomes, reduces delays, and supports faster RTW in WC cases.
Life science companies face unique D&O exposures at every stage of development — but disciplined practices and specialized insurance support can help mitigate the risk.
As acute mental health cases surge and legal exposure grows, carriers are facing unprecedented challenges in claims handling and underwriting decisions.
PE and VC firms navigating complex portfolios under increasing regulatory and fiduciary pressures face exposures that traditional professional liability coverage may not adequately cover.
Out-of-network pharmacy use in workers’ compensation drives higher costs, safety risks, and regulatory gaps; educating and engaging injured workers through digital outreach is a critical lever to increase network utilization.
With commercial auto losses still mounting, actuaries are tapping big datasets and refined scoring to enhance risk assessment and pricing.
How do PBMs help to manage the overall utilization, cost, and quality of workers’ comp healthcare?
As tech giants race to build massive data center facilities across the United States, the construction insurance market faces challenges in providing adequate coverage for projects exceeding billions in value and can carry natural catastrophe exposures.
With an effective formulary strategy, PBMs can ensure injured worker patients receive the most appropriate care and create better outcomes.
As cyber risks have transformed from data privacy concerns to complex operational threats, insurers like PHLY have adapted their coverage and services to help organizations navigate this challenging landscape.
Weight loss drugs are surging in popularity and making their way into workers’ comp. Get the latest news on payer coverage, drug shortages, and costs.
As regulations rise and portfolios grow more complex, firms using specialized, collaborative liability coverage are leading smarter, more resilient risk management.
A small percentage of claims are driving the majority of costs in workers’ comp. What are these “mega claims” and how can we mitigate them?
A new Travelers study highlights the risks and opportunities for those engaging or considering mergers and acquisitions in the manufacturing space.
More complex and costly claims are a concern in workers’ compensation. Understanding the factors that drive longer claim duration and higher costs is the first step to detection and management.
Degenerative comorbid conditions are present in 19% of claims and can drive up claim costs and disability duration.
As property insurance rates face downward pressure after years of increases, middle market businesses need carriers who understand their unique needs.
While the global cancer burden continues to rise, the risk and impact of occupational cancers can vary significantly. For payers who are impacted, the costs can be substantial.
As cyber threats continue to grow, Liberty Mutual is developing strategies to help businesses prepare and respond to incidents while building a high-performance team to deliver solutions.
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