White Paper

Social Inflation & Claim Litigation Trends

Anyone paying attention to the news recently has likely noticed what appears to be a trend of ever-increasing jury verdicts and claim settlements.

White Paper Summary

This trend of sky-high awards and the increased costs to defend and settle claims is generally described by the term ‘social inflation’. The term reflects both shifting social and cultural attitudes about who should bear risks (i.e., insurers or plaintiffs) and that insurers’ costs have increased above general economic inflation.



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The General Insurance Group is the largest business segment within the Old Republic Insurance Group and specializes in the property & casualty marketplace. Each company focuses on a select segment, offering specialized insurance coverages or specializing by industries. This is our competitive advantage. While collectively we offer a full suite of risk management and insurance solutions, our expertise in unique industry segments is unsurpassed. We serve large corporations with complex risks, small and mid-sized companies, and consumers with home and auto warranty offerings.

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