Property pricing held near a six-quarter low in Q3 2026 while casualty lines split sharply, with umbrella rates climbing even as auto and general liability eased, according to The Baldwin Group.

Improved physical damage performance and easing loss reserve development pushed commercial auto underwriting metrics to their best level in a decade, according to AM Best.

Premium renewal rate increases slowed for commercial auto, BOP, general liability, commercial property and umbrella lines in the third quarter of 2026, according to the Ivans Index.

Property rates continue to fall despite billions in losses while casualty capacity tightens and power and renewables risks grow more complex, according to Amwins.

FM will provide eligible policyholders with an estimated $855 million through a 10% premium offset in 2027, according to the mutual insurer.

As E&S property and reinsurance markets face abundant capacity and continued pricing pressure, AmTrust’s Kevin Sullivan explains why disciplined underwriting, careful risk selection and stronger coverage terms will matter in 2027.

A House bill extending the Terrorism Risk Insurance Program through 2034 would raise the loss trigger to $10 million and impose a 90-day certification deadline, according to A.M. Best.

As insurers retreat from high-risk areas, homeowners face shrinking coverage options, growing reliance on the FAIR Plan and difficult choices in the surplus lines market.

The Hartford’s John Russo discusses how data-driven decision-making, disciplined portfolio management and trusted broker relationships are shaping the future of specialty underwriting.

Workers’ compensation insurers posted a combined ratio of 93.2 in 2025, as favorable loss reserve development and pricing cuts signal the long profitable market may be nearing a turn, according to AM Best.

Volatile capital markets, murky A.I. returns and unpredictable regulation are converging to raise D&O exposure for private companies, according to Munich Re Specialty.

Nationwide’s John Anthony explains how underwriting discipline, data and stronger wholesale partnerships can help E&S carriers navigate increasingly complex risks and uncover new opportunities.

Coverage for gradual pollution under defined periods of time better aligns with how pollution losses occur in the real world.

New industries tied to A.I., electrification and biotech could drive up to a third of global growth by 2040 and force insurers to rethink pricing, coverage and claims models, according to  McKinsey.

From the Strait of Hormuz to the Black Sea, escalating global conflicts are reshaping war risk and marine cargo insurance. Here’s how underwriters are responding to this ongoing uncertainty.

Rapid adoption of GLP-1 therapies has pushed health insurers to balance rising near-term pharmacy costs against uncertain long-term reductions in medical spending, according to AM Best.

Insurers are competing aggressively for real estate and hospitality property risks worldwide, according to Arthur J. Gallagher & Co.’s August 2026 Real Estate & Hospitality Global Market Update.

U.S. property and casualty market conditions are softening but nonprofits continue to face uneven affordability and access challenges, particularly in casualty, auto and abuse coverage, according to Gallagher.

Insurers remain divided between excluding, affirmatively covering or staying silent on AI-related losses, according to a RAND Corporation research report.

AI data centers and renewable energy investment alone could produce roughly $200 billion in cumulative commercial property and casualty premiums through 2030, according to Swiss Re Institute.