Abundant capacity and intensifying competition are driving premium reductions, but underwriters are increasingly rewarding risk quality, according to WTW.
The specialty legal professional liability market has grown modestly since 2020 while outperforming the broader commercial casualty composite, according to AM Best.
AI has accelerated cybercriminal capabilities while non-malicious incidents now account for a quarter of all cyber incidents, according to Lockton report.
The U.S. health care liability insurance market faces mounting structural stress in 2026, with contracting capacity, longer placement timelines and sharply higher pricing , according to Risk Placement Services.
U.S. property/casualty insurers swung to a strong first-quarter underwriting profit as catastrophe losses fell sharply from the prior year’s California wildfire impacts, according to AM Best.
A new category of deliberately restricted frontier AI models, combined with unreliable evaluation methods, is undermining insurers’ ability to price AI risk accurately, according to Gallagher Re.
Adverse loss development on accident years 2023 and 2024, combined with four consecutive years of premium declines, could compress underwriting margins, according to AM Best.
AI-related incidents rose approximately 50% year over year from 2022 to 2024, and exposure is building across multiple insurance lines, according to WTW’s Willis Research Network.
AI litigation is spreading beyond tech, M&A activity is surging, and boardrooms are reckoning with a regulatory landscape that’s rewriting what director accountability looks like. according to WTW and Reed Smith survey.
Ample capacity is keeping pricing competitive across most lines for financial institution buyers, but underwriters are tightening terms in specific high-risk area, according to Gallagher.
The U.S. property and casualty industry recorded an unprecedented net underwriting gain of $22.10 billion in the first quarter of 2026, according to S&P Global Market Intelligence.
NCCI’s 2026 State of the Line report found that workers’ compensation delivered a 91% combined ratio in 2025 even as net written premium edged down and claim severity rose.
As carriers race to streamline the quoting experience, small business insurance is becoming faster and more data-driven—but the complexity behind the scenes hasn’t gone anywhere.
Global insurance rates declined for the seventh consecutive quarter in early 2026, driven by property rate drops and persistent insurer competition, Marsh reports.
Companies face a growing array of unexpected risks triggered by volatile geopolitics — including war and its attendant supply chain shocks, tariffs, and cyberterrorism.