The Hartford’s John Russo discusses how data-driven decision-making, disciplined portfolio management and trusted broker relationships are shaping the future of specialty underwriting.

Workers’ compensation insurers posted a combined ratio of 93.2 in 2025, as favorable loss reserve development and pricing cuts signal the long profitable market may be nearing a turn, according to AM Best.

Volatile capital markets, murky A.I. returns and unpredictable regulation are converging to raise D&O exposure for private companies, according to Munich Re Specialty.

Nationwide’s John Anthony explains how underwriting discipline, data and stronger wholesale partnerships can help E&S carriers navigate increasingly complex risks and uncover new opportunities.

Coverage for gradual pollution under defined periods of time better aligns with how pollution losses occur in the real world.

New industries tied to A.I., electrification and biotech could drive up to a third of global growth by 2040 and force insurers to rethink pricing, coverage and claims models, according to  McKinsey.

From the Strait of Hormuz to the Black Sea, escalating global conflicts are reshaping war risk and marine cargo insurance. Here’s how underwriters are responding to this ongoing uncertainty.

Rapid adoption of GLP-1 therapies has pushed health insurers to balance rising near-term pharmacy costs against uncertain long-term reductions in medical spending, according to AM Best.

Insurers are competing aggressively for real estate and hospitality property risks worldwide, according to Arthur J. Gallagher & Co.’s August 2026 Real Estate & Hospitality Global Market Update.

U.S. property and casualty market conditions are softening but nonprofits continue to face uneven affordability and access challenges, particularly in casualty, auto and abuse coverage, according to Gallagher.

Insurers remain divided between excluding, affirmatively covering or staying silent on AI-related losses, according to a RAND Corporation research report.

AI data centers and renewable energy investment alone could produce roughly $200 billion in cumulative commercial property and casualty premiums through 2030, according to Swiss Re Institute.

Lloyd’s of London generated a 22.0% return on capital in 2025, even as A.M. Best warns that softening market conditions could pressure results in the years ahead.

Global reinsurance capital climbed to $688 billion in H1 2026 even as premium volumes shrank, deepening a supply-demand imbalance, according to Gallagher Re.

The US P&C industry’s net underwriting gain nearly tripled in the first half of 2026, up from $11.6 billion in the first half of 2025, according to Verisk and the AAPCIA.

Rising exposure, demand surge and climate shifts are pushing the global insured average annual loss from natural catastrophes to $171 billion, according to Verisk.

Swiss Re report finds premium growth holding at 5% CAGR even as AI-driven threats and a widening protection gap push insurers to rethink coverage adequacy

Abundant capital pushed reinsurance and insurance-linked securities pricing lower at mid-year renewals, according to AM Best.

The line has outperformed the broader property & casualty industry by more than 20 percentage points annually over the past four years, according to AM Best.

Average premium renewal rates fell quarter over quarter for every major commercial line except workers’ compensation, according to the Ivans Index.