Abundant capacity and disciplined underwriting are giving buyers greater leverage over pricing and structure, though risk differentiation increasingly determines outcomes, according to Risk Placement Services.

Average premium growth slowed to just 0.2% in the first half of 2026, signaling an end to the hard market, according to Alera Group.

Karen London, President, Specialty Casualty, QBE North America, discusses the evolution of the casualty market, the importance of underwriting discipline, and how QBE is building a specialty casualty platform designed for long-term stability and sustainable growth.

The U.S. cyber insurance market is facing mounting losses and structural shifts as price declines outpace premium growth, according to AM Best.

Excess casualty has moved beyond traditional hard and soft market cycles. Here’s how clients, brokers and risk managers can navigate a more complex landscape defined by severity, specialization and structural change.

The rapid expansion of data center construction is reshaping how insurers evaluate complex construction, property and infrastructure risks.

Global reinsurer capital climbed to an all-time high at the start of 2026, driving double-digit price reductions and improved terms for insurance buyers at mid-year renewals, according to Aon.

Managing general agents posted a fifth straight year of double-digit premium growth in 2025, but AM Best warns of new headwinds for the segment.

Abundant capacity and intensifying competition are driving premium reductions, but underwriters are increasingly rewarding risk quality, according to WTW.

The specialty legal professional liability market has grown modestly since 2020 while outperforming the broader commercial casualty composite, according to AM Best.

AI has accelerated cybercriminal capabilities while non-malicious incidents now account for a quarter of all cyber incidents, according to Lockton report.

The U.S. health care liability insurance market faces mounting structural stress in 2026, with contracting capacity, longer placement timelines and sharply higher pricing , according to Risk Placement Services.

U.S. property/casualty insurers swung to a strong first-quarter underwriting profit as catastrophe losses fell sharply from the prior year’s California wildfire impacts, according to AM Best.

A new category of deliberately restricted frontier AI models, combined with unreliable evaluation methods, is undermining insurers’ ability to price AI risk accurately, according to Gallagher Re.

Adverse loss development on accident years 2023 and 2024, combined with four consecutive years of premium declines, could compress underwriting margins, according to AM Best.

AI-related incidents rose approximately 50% year over year from 2022 to 2024, and exposure is building across multiple insurance lines, according to WTW’s Willis Research Network.

AI litigation is spreading beyond tech, M&A activity is surging, and boardrooms are reckoning with a regulatory landscape that’s rewriting what director accountability looks like. according to WTW and Reed Smith survey.

Ample capacity is keeping pricing competitive across most lines for financial institution buyers, but underwriters are tightening terms in specific high-risk area,  according to Gallagher.

The U.S. property and casualty industry recorded an unprecedented net underwriting gain of $22.10 billion in the first quarter of 2026, according to S&P Global Market Intelligence.

Average premiums across all account sizes fell in Q1 2026 for the first time since 2017, according to The Council of Insurance Agents & Brokers.