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Roger Crombie is a United Kingdom-based columnist for Risk & Insurance®. He can be reached at [email protected].
Obfuscatory means ‘intended to conceal the truth by confusion.’ Have you read your insurance policy’s obfuscatory language?
True innovation in the insurance industry is exceedingly rare. Over thousands of years, only a tiny number of individuals have left their mark on history.
Insurers generally have a bad reputation because they insist on sticking to the contracts signed by insureds.
Old-school businesses and practices will soon be only memories, overtaken by the frantic rush to embrace the shiny new future.
“What if” scenarios are affecting premiums just as much as actual events.
Insurers take note, the time has come for mandatory bicycle insurance.
Reinsurance market cycles won’t change in the short term. What goes up must come down.
Are AI platforms that determine insurance eligibility inherently discriminatory?
One of Lloyd’s most controversial and successful underwriters was the quintessential maverick.
For all of today’s great medical achievements, the best we can offer around the world is mediocre medical care.
Insurance has a place on the résumés of a remarkably eclectic group of notables.
Of course top executives’ pay should reflect their responsibility and performance. But a little sanity on the subject is in order.
There’s a line between managing employee risks and treating them like irresponsible schoolchildren.
In an age of small data, door-to-door insurance salesmen were part of their clients’ lives.
Insurers, take note. We, the people, are widely starved of first-class service. Offer us some, and we’re yours.
With forecasting at the heart of the business, insurers want the truth, the whole truth and, quite literally, nothing but the truth.
Most people who work in insurance know what it is: spreading the risk for the common good. What knowledgeable people think, however, is often much different.
The world owes the insurance industry a debt for providing the writer Franz Kafka with a morbid and intolerable backdrop to his life.
Blockchain may bring great changes for the insurance industry, but calling it “revolutionary” is a stretch.
Negative interest rates pose big problems for banks, insurance companies, and the average saver.