White Paper

4 Emerging Property Loss Trends and the Underwriting Best Practices Businesses Should Expect from Their Insurer

As premiums in commercial property continue to rise, understanding the loss trends and having the right partners in place are a necessity.
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White Paper Summary

Driven by natural catastrophe and extreme weather, a surge in inflation, inaccurate property valuations and more, the commercial property insurance market has seen several consecutive years of increasing premiums.

The world is a risky place. Protecting assets and reducing risk in today’s volatile and uncertain environment can feel like a daunting task for any business.

Luckily, they don’t have to go it alone.

“Businesses want to work with an insurer that has a deep commitment to balancing innovation with human expertise, enabling them to feel confident when approaching their property risk mitigation strategies,” said Marc Dantuono, Director, Head of Property, MSIG USA. “That’s something we at MSIG USA offer. We’re a partner that adapts to the evolving landscape while maintaining the high standards of underwriting that our clients have come to expect.”

To do this, Dantuono said, it’s critical for businesses to partner with a team that understands property loss trends and can back customers in times of need. Here’s a look at just four emerging property loss trends — and some of the best practices MSIG USA utilizes to address them.

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MSIG North America is a member of MS&AD Insurance Group Holdings, Inc. which is the 8th largest non-life insurance group in the world by revenue. Based in Tokyo, Japan, we operate in 48 countries/regions and generated $46B in 2021 with approximately 40,000 employees globally. MSIG North America is the marketing name used to refer to MSIG Holdings (U.S.A.), Inc. (“MSIGH”), and its subsidiary companies.