White Paper

The Impact of COVID-19 on Future Medical Professional Liability Claims

As the pandemic recedes, and society re-emerges, systems, insurers and medical professionals are unsure what they may face next with respect to MPL claims.

White Paper Summary

The COVID-19 pandemic has put the healthcare system — medical professionals, hospitals, medical centers and nursing homes — under tremendous strain.

Although many health care providers have gone through what may be the most difficult year of their careers, they’ve not stopped treating and healing patients. The system has done its part despite lockdowns, waves of variants and perpetually at-capacity intensive care units.

“We know that during the pandemic there were many great acts of heroism as health care professionals made the ultimate sacrifice of putting their own lives on the line to save others in an extremely difficult and unique set of circumstances, the likes of which we have never seen before,” said Tim Mosler, Principal and Consulting Actuary at Pinnacle Actuarial Resources, Inc.

Of course, the pandemic has created great uncertainty for every corner of society. But what can medical professionals expect when life finally returns to normal? What liabilities will insurers face when patient visits resume, delayed claims are filed and the courts work through a backlog of lawsuits?

Mosler believes COVID-19’s impact on MPL claims can be grouped into three categories —ones he classifies as “good, bad and ugly.”


To learn more about Pinnacle Actuarial Resources, Inc., please visit their website.

A full-service actuarial firm, Pinnacle provides your business with data-driven research backed by clear communication. Our expert Consultants work with you to look beyond today’s numbers in planning for tomorrow.

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