White Paper

Key Cost Drivers in Lost-Time Workers’ Compensation Claims

According to NCCI, workers’ compensation benefits cost U.S employers billions of dollars annually. Seven states account for 50% of all workers’ compensation spend in the United States – CA, NY, NJ, OK, IL, CT and AK.

White Paper Summary

The average cost of a lost-time workers’ compensation claim has increased every year for decades and now approaches $55,000 for a SINGLE lost-time claim! Medical costs associated with a single lost-time workers’ compensation claim now approach 55% of the total spend in contrast with only 48% of the total in 1998.


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The General Insurance Group is the largest business segment within the Old Republic Insurance Group and specializes in the property & casualty marketplace. Each company focuses on a select segment, offering specialized insurance coverages or specializing by industries. This is our competitive advantage. While collectively we offer a full suite of risk management and insurance solutions, our expertise in unique industry segments is unsurpassed. We serve large corporations with complex risks, small and mid-sized companies, and consumers with home and auto warranty offerings.

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