White Paper

Employee Injuries: What’s Covered Under the “Course and Scope” Rule?

Employee injuries – what’s covered under the course and scope rule? AmTrust provides examples of times that claims may not be covered by a workers’ compensation policy, such as deviation from employment.

White Paper Summary

It’s an average day for employee Slip Trippy. While heading out for his lunch break, Mr. Trippy’s boss asks if he’d mind dropping off some invoices at the post office. After dropping off the mail, Mr. Trippy drives two miles to his favorite burger joint to pick up something for lunch. On his way however; he’s involved in a motor vehicle accident. It’s a common question I see as a claims professional overseeing more than 2,000 employers…. is he covered by his employer’s workers’ compensation insurance?


To learn more about AmTrust, please visit their website.

AmTrust Financial began in 1998 with a commitment to innovation in small business insurance. Since, we’ve grown into a global property and casualty provider with a broad product offering. Our company has grown, but our commitment to innovation and service remain the same.

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The R&I Editorial Team can be reached at [email protected]