Employee Health & Workers’ Compensation: What the Research Reveals
White Paper Summary
During 2019 University Risk Management and Insurance Association (URMIA) Conference in Boston, we shared the highlights from PMA Companies’ 2019 Integrated Claims Study. We examined one of the most problematic trends in workers’ compensation: the impact of employee comorbidities, that is, pre-existing conditions, such as obesity, smoking, and diabetes on workers’ compensation claims results.
PMA’s study examined over 60,000 lost time workers’ compensation claims from over 1,900 accounts, screening for 14 comorbidities and nine psychosocial risk factors. The research revealed:
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