White Paper

Critical Environmental Exposures Move Indoors, and 5 Other Risks to Watch

Loss trends indicate that indoor pollutants impacting air and drinking water quality will be top concerns.

White Paper Summary

In 2018, many liability lines of insurance experienced increases in both claim frequency and severity. According to Jon Peeples, Vice President of Underwriting, Philadelphia Insurance, the environmental market was no different.

“Last year, the industry saw an uptick in claims related to several historic environmental risks, including mold and Legionella, as well as an increase in the value of those claims,” he said.

“In general, concern over indoor pollution issues like poor air quality and tainted drinking water are taking prevalence over concerns about outdoor pollution. That’s the biggest change I’ve seen reflected in loss trends over the past few years.”

In the year ahead, he expects that shift to remain a force determining environmental underwriters’ top exposures. Here are the top five environmental risks underwriters will be watching this year:


To learn more about Philadelphia Insurance Companies, please visit their website.

Philadelphia Insurance Companies (PHLY) offers product-specific resources, alliances, and service capabilities to achieve a multi-faceted approach to risk management, including safety program development, site audits, and training (including interactive web-based training). We offer a wide range of products and value-added services at financial terms to be agreed upon to help you achieve your risk management goals.

More from Risk & Insurance

More from Risk & Insurance