These emerging risks are shaping the playing field for environmental underwriters and regulators.

Shift hours, fire risk or a construction defect are among the dangers that can lead to construction worker injuries.

Ransomware, cloud services and hackers pose threats to the cyber realm.

Location, urbanization and roofing factor into the damage done by hail storms.

Golf carts, theft and weather are just some of the risky areas to watch when managing a golf course or country club.

Compliance, theft and poor packaging present new challenges to ocean cargo.

Borderless business, the on-demand economy and the tech revolution create new challenges.

Drones, the Internet of Things, 3D printing and driverless cars all pose complex risks.

Ambiguous contract language, data security and “green” buildings expose designers to risk.

Systems and solutions used for work outside of corporate IT systems introduce a variety of risks.

Workplace injuries, a globally mobile workforce and expansion all pose not-so-obvious risks.

Rising medical costs, a shortage of skilled labor and site security are just a few risks facing construction companies.

Negligent employees, hacktivists and vendors are some of the latest threats to data security.

Exposures ranging from toxic materials to wearable technology come into play when pets enter the workplace.

Mergers & acquisitions continue to create new exposures for health care organizations.

Businesses constantly face new environmental hazards, visible and hidden, that pose a threat to their operations.

Farms and ranches face a new set of exposures to their operations.

Design professionals face many risks that can jeopardize a project’s success.

Catastrophic events like a storm surge create unique exposures for commercial properties.

There can be many challenges when constructing renewable operations.